Ember Coaching & Financial Services

09/04/2026

Juggling support for kids, aging parents, and your own retirement? You may already be acting as the family CFO. Discover how to protect your financial foundation, avoid costly tax missteps, and make multi-generational decisions with confidence. Read now to see what every sandwich-generation family should review.

As the family CFO, balancing retirement, college costs, and aging parents' care requires careful tax coordination and strategic planning.

09/04/2026

Fall planning starts now. Use your late-summer sales data to make smarter inventory and marketing decisions before the holiday rush.

09/03/2026

Think a legit business expense is enough for a tax deduction? Not always. One real estate agent learned the hard way that missing records can cost thousands in denied write-offs, penalties, and interest. If you’re self-employed, strong documentation is just as important as the expense itself. Read now to protect your deductions.

A recent Tax Court case highlights why self-employed professionals must maintain contemporaneous records for travel, vehicle, and other business deductions.

09/02/2026

Should you pay down debt or invest first? In today’s higher-rate environment, the answer isn’t always what you’d expect—especially when taxes, emergency savings, and employer matches are in the mix. Learn the simple framework that can help you make a smarter move for your cash flow and long-term goals. Read now.

Should you pay off debt or invest? Learn how rising interest rates, tax implications, and emergency savings change the math for your financial strategy.

09/02/2026

Every challenge you overcome builds resilience for the next one. Keep moving forward—your perseverance is shaping your success.

09/01/2026

Being an executor comes with more than paperwork—it can also create personal tax risk if estate taxes are handled incorrectly. Learn the key steps that can help protect you from IRS liability, including the forms every fiduciary should know. Read now to find out more.

Learn how executors can avoid personal liability for a decedent's unpaid taxes. Insights from Chris Conway, CPA at Ember Coaching & Financial Services.

09/01/2026

Medical expenses can add up quickly—and so can the potential tax savings. Good records today can pay off at tax time.

08/31/2026

Who would lead your business if you stepped away tomorrow? A strong succession plan does more than protect your company—it helps preserve your vision, your team, and your legacy. Learn why planning early can make all the difference. Read now.

Discover why succession planning is crucial for business continuity and how to prepare for leadership transitions and retirement.

08/31/2026

Succession planning helps ensure a smooth transition, protects business continuity, and reduces disruption when key people leave or pass away.

08/28/2026

Received a notice about NYC’s new pied-à-terre surcharge? It may not mean you owe anything—but it does mean your property could be on the city’s radar. Learn what the preliminary letters mean, why some owners are being misclassified, and the steps to protect yourself. Read now.

NYC is mailing preliminary pied-à-terre tax notices. Learn how this luxury non-primary residence tax affects property owners and how to respond.