Ember Coaching & Financial Services

06/05/2026

Looking stable but one surprise away from crisis? 36% of Americans now have more credit card debt than emergency savings. Learn simple tax-smart moves and a 3-tier savings plan to create real breathing room. Find out how.

Learn why credit card debt is outpacing savings and how entrepreneurs can build financial resilience and breathing room through visibility and planning.

06/05/2026

Future bookings = stable revenue. Cash flow is king!

06/04/2026

Running a crowdfunding campaign? Don’t be surprised—pledges can be taxable income, gifts, or equity, each with different rules. Surprise: platforms will start issuing 1099‑K at $20K/200 txns (2025). Find out how to structure your raise. Read now.

Master the tax implications of crowdfunding. Learn about 1099-K reporting, SEC JOBS Act rules, and tax strategies for your next big project.

06/03/2026

Record revenue but your bank account still feels empty? You're not alone. Smart small businesses beat uncertainty with financial visibility, surgical cost discipline, AI-driven efficiency, and stronger client relationships — because trust often beats a 10% discount. Find out how.

Chris Conway, CPA, shares how small businesses can navigate inflation and uncertainty by improving financial visibility and operational efficiency.

06/03/2026

Clarity starts internally.

06/02/2026

Cut healthcare costs and grow retirement savings with an HDHP + HSA. 2026 updates now let Bronze/Catastrophic plans and direct primary care qualify. HSAs offer a triple-tax benefit and can even act as a “stealth IRA.” Find out how to use yours strategically.

Learn the 2026 HSA contribution limits, HDHP requirements, and how to use health savings accounts as a tax-free retirement vehicle for business owners.

06/02/2026

Stay aware—tax rules can flip year to year.

06/01/2026

Entrepreneurs: June 15 is the Q2 estimated tax deadline — the IRS expects pay-as-you-go payments, not just April 15. Surprising: if last year’s AGI was over $150K, your safe-harbor jumps to 110%. Find out how to protect cash flow and avoid penalties.

Discover how purpose-driven entrepreneurs can manage June 15 estimated tax payments, avoid IRS penalties, and optimize cash flow with proactive tax planning.

06/01/2026

If your withholding is insufficient or you receive income without tax withholding, you may need to make an estimated tax payment by June 15.

06/01/2026

Growth requires change.