Paid4College

Paid4College Get Ready to Avoid Crazy student loan debt.

07/28/2026

Unfortunately, every year we witness students and families experience what it means to have a financial balance when starting school.

It doesn’t help that the options for student loans have become stricter. This is where we come in.

Instead of rushing to get into more student loan debt, we encourage and support students to take a step back to apply for free money and prepare for a future with less debt.

Learn more about our program: The 22 Initiative
Link in bio | www.paid4college.com/the22initiative

07/23/2026

Feel like students shouldn’t have to take out crazy amounts of student loans to go to college?

Introducing The 22 Initiative!
Our flagship program to help students not only find free money for college but also apply successfully and confidently. Because we know simply having a list of scholarships doesn’t automatically make you debt free.

YOU MUST APPLY! We can help with that.
Learn more and take advantage of our Founding Member special! Program begins August 1st.

07/08/2026

Parents — here’s something most people don’t know about Parent PLUS loans. Your student has access to RAP, the new income-based repayment plan. You don’t. Parent PLUS borrowers are limited to the Tiered Standard Plan only if borrowing after July 1st— a fixed payment that doesn’t adjust for job loss, income changes, or retirement. Know this BEFORE you borrow, not after. Full breakdown in our new YouTube video.👇

07/03/2026

Parents: the Parent PLUS interest rate for 2026–27 is 9.07% — fixed, plus a 4.228% origination fee taken off the top. That’s HIGHER than the rate your own student pays on their federal loans (6.52%). Borrow $20K and you could owe $9-10K in interest alone. Run the numbers before you sign — full breakdown in my bio. 👇

06/23/2026

Do you already have student loans?

The new law changes affect you too.

The One Big Beautiful Bill Act impacts can impact you in a 3 ways.
1. If you are currently in school or plan to enroll in school and borrow federal loans on or after July 1, 2026.
2. You are on an ineligible or discontinuing repayment plan (SAVE, PAYE or ICR)
3. You borrowed before July 1, 2026 and may be eligible for legacy status or interim exception.

All three ways mean you have decisions to make.
Learn more about studentaid.gov/bigupdates and Stay tuned for the full breakdown.

What worries you most? What do you need help understanding more about?

06/15/2026

Have you done a financial aid appeal?

Many students don’t realize that they are leaving money on the table - just because they haven’t asked for more.

Your families financial status may have changed from the tax year used to file your FAFSA (which is 2 years ago). So it there was income/job loss, medical expenses or unfortunate family loss - so can ask for a review.

Also, if another school that is similar to your 1st choice offers you more - you can also appeal.

You know what they say - closed mouths don’t get fed.
Make the call today.

Check out our latest YouTube videos are more info Paid4College

It’s week 2 of our New Financial Aid Law Series!Today’s focus is on High School Students and their families.Tune in to h...
06/11/2026

It’s week 2 of our New Financial Aid Law Series!
Today’s focus is on High School Students and their families.

Tune in to hear how the law changes impact you and most importantly what to do NOW to save thousands.

New Federal Direct Loan Interest Rates Just Dropped!Let’s talk about borrowing money for school.Interest rates can be a ...
06/11/2026

New Federal Direct Loan Interest Rates Just Dropped!

Let’s talk about borrowing money for school.
Interest rates can be a huge factor in how much you borrow or if you’re able to borrow at all.

Student Loans must be paid back.
So we need to plan accordingly, so your not crippled.
These rates may come as a huge shock for many.
Let’s turn that shock into action.

Stay tuned as I share ways you can determine how much you can borrow or not.

06/06/2026

Do you think $65K is enough?

New parent PLUS Loan lifetime limit per child.

BE IN THE KNOW!The new law (One Big Beautiful Bill) created new loan limits for students, grad students and parents.Unde...
06/05/2026

BE IN THE KNOW!
The new law (One Big Beautiful Bill) created new loan limits for students, grad students and parents.

Undergraduate students: Annual limits did not change for Direct Subsidized and Unsubsidized Loans BUT there is now new lifetime limits (total amount of loans) one can take out.

Graduate Students: The Grad Direct PLUS Loans have been eliminated. So now you only have access to Direct Unsubsidized Loans starting July 1. There is also loan limits based on what you are studying with the distinction between graduate programs and professional degree programs.

Parents: Starting July 1, you also have new borrowing limits per year, and new lifetime limit per child.

College is not out of reach - it just means a strategic plan is necessary.

📔 Get our New Law Family Playbook
This playbook helps you work through the new laws and start to put together a plan that is best for your family.

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