09/13/2021
•Water damage
•Mold damage
•Wind damage
•Smoke damage
•Structural damage
INSURANCE CLAIMS
Homeowners/Renters/Commercial Insurance Policy
What’s covered?
When do I file a claim?
A typical insurance policy will cover anything that is accidental or sudden.
For example, if a toilet overflows it is covered as accidental.
If a water pipe bursts that is covered as sudden.
When it comes to a toilet overflowing it is technically called grey water. This means that there are high bacteria levels in the water that can be dangerous to your health. You are supposed to remove and replace all porous/organic materials after a thorough cleaning has been done with the proper cleaning supplies. Also, if the washing machine, laundry sink or dishwasher has a mishap and water overflows the proper demolition, cleaning and drying has to take place within 72 hours or this water is considered grey water from bacteria growth that happens in this environment.
This is when Advance Pro would come in, do an inspection and write an estimate for cleanup and repairs. We always try to make sure that there are no out-of-pocket expenses for you by assisting you in properly billing the insurance company for the money that is owed to you. Advance Pro is here to get your home or business back to a healthy environment.
So, with these basic occurrences that happen in our day-to-day living, your insurance company will pay to have your property properly cleaned, properly dried out and to have the reconstruction completed.
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