09/24/2026
Credit card processing fees just hit a RECORD $198 billion — and business owners are fighting back. 💳📈
Small business owners, this one’s for you. In 2025, U.S. merchants paid $198.25 billion in credit and debit card swipe fees, up from $187.2 billion the year before (Nilson Report). For many businesses, card processing is one of the biggest costs after payroll, and it keeps climbing.
📰 THIS MONTH IN MERCHANT NEWS: On September 14, the Merchants Payments Coalition reported that nearly 1,000 businesses and trade associations asked a federal judge to reject the proposed Visa and Mastercard swipe fee settlement, saying it doesn’t give merchants enough relief. What happens next could shape what you pay to accept cards for years.
Most business owners never look closely at their merchant statement. Interchange, assessments, markups, monthly fees… it adds up fast, and it’s confusing on purpose.
That’s where Pay With Cause comes in. 👇
We’re a merchant services and payment processing company that helps businesses lower their credit card processing fees. Every quarter, we donate to a charity or cause YOU choose, at no extra cost to your business. ❤️
✅ Free in-person setup
✅ Cash discount program to cut processing costs
✅ Free equipment with a qualifying merchant agreement
✅ No long-term contracts
✅ Square, Clover, Dejavoo, PAX & more
Follow Merchant Services | Giving Back for:
🔹 Swipe fee and payments news, explained in plain English
🔹 Tips to lower your credit card processing fees
🔹 How to read your merchant statement
🔹 Businesses giving back to their communities
🔹 Small business growth tips
Restaurant, retail store, salon, auto shop, coffee shop, gym, or service business: if you accept credit cards, this affects you.
💬 Comment below: what’s the most confusing fee on your merchant statement? We’ll break down the top answers in an upcoming post.
📲 Send this to a business owner who needs to see it.