Heather Cushman-Genius POS & Card Payments

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Heather Cushman-Genius POS & Card Payments Helping small businesses simplify payments, lower processing costs, and modernize their POS systems.

Local support with flexible, scalable solutions for restaurants, retail, and service-based businesses. I work with small and growing businesses to make payments and point-of-sale systems easier, more transparent, and more cost-effective. As a local payments and POS consultant, I help business owners:

I work with small and growing businesses to make payments and point-of-sale systems easier, more transparent, and more cost-effective.

-As a local payments and POS consultant, I help business owners:

-Understand and reduce processing fees

-Choose the right POS system for their operations

-Set up cash discounting and compliant pricing models

-Streamline day-to-day transactions and reporting

I support restaurants, retail, e-commerce, and service-based businesses with solutions that scale as they grow—backed by national technology and local, hands-on support. This page is dedicated to sharing practical insights, common mistakes to avoid, and tools that help business owners keep more of what they earn.

📍 Serving local businesses in Washington and Nationwide
💬 Questions welcome via message

09/22/2026

Is 2.4% + 15¢ really a “flat rate”?

On a $7 coffee order:

• 2.4% = 17¢
• Plus 15¢ per transaction
• Total fee = 32¢
• That’s an effective rate of about **4.5%**

Small-ticket businesses: Have you calculated what you’re actually paying—or are you only looking at the advertised percentage?

07/14/2026

When the GOAT of gourmet food trucks is talking about Genius POS... 👀

That's a pretty good endorsement.

Whether you're running a food truck, quick-service restaurant, or full-service operation, the right POS should make your day easier—not more complicated.

Less time troubleshooting. More time serving great food.

06/02/2026

Most business owners know exactly what they pay for rent, payroll, and inventory...

But have no idea what they're actually paying to accept credit cards.

Whether you're using Square, Toast, Clover, Shopify, or something else, take 5 minutes this week and ask yourself:

What is my effective processing rate?
How much did I pay in fees last month?
Is my POS helping me grow sales—or just take payments?

You might discover you're leaving thousands of dollars on the table each year.

Worth checking....and I know it can be complicating. I can help break it down for you-> Message Me

05/20/2026

“What are your rates?”

I hear that question all the time.

And it is a fair question.
But usually it is not the first question a business owner should be asking.

The better question is: “Is my current payment setup actually helping or hurting my business?”

Because processing is not one size fits all.

One business may benefit from:
• Flat rate pricing
• Interchange plus
• Surcharging
• Cash discounting
• Dual pricing

Each model can work.

And each model can become expensive if it is set up incorrectly.

A POS system does not magically eliminate fees.
And no processor controls interchange or every cost tied to card acceptance.

That is why “0% processing” ads should always be looked at carefully.

The real goal is simple:
• Understand what you are paying
• Understand why you are paying it
• Understand what options actually fit your business

Then choose the setup that protects your margins without creating a bad customer experience or making operations harder on your staff.

Most small business owners do not need another sales pitch screaming “lowest rates.”

They need someone willing to sit down, review the statement, break it down to clearly, and build a payment setup that actually makes sense for how their business operates.

Send a message to learn more

05/18/2026

Curious...does your loyalty/rewards program actually bring customers back? 👀

Or does it throw out the same messaging, your customers don't pay attention too?

I’ve been showing local restaurants & retailers how smarter loyalty tools can automatically bring customers back with birthday rewards, “we miss you” offers, VIP perks, and targeted promotions based on actual buying habits.

The goal? More repeat business without constantly posting on social media hoping people see it 😅

Which camp are you in?
☕ “We already have something”
🛍️ “Been meaning to add one”
🤷 “Not sure it’s worth it”

05/11/2026

Chef Roy approved🫰

Comment if you're looking to install or upgrade your POS!

Calling all small business owners! In honor of  , I'm sharing a free resource packed with tips and tools to make running...
05/06/2026

Calling all small business owners! In honor of , I'm sharing a free resource packed with tips and tools to make running a successful SMB a little easier.

I personally love the podcasts and ebooks, but go see what you find most helpful : https://bit.ly/3Pqfgcd

CALLING ALL....🔧 Contractors & home services🚚 Moving companies & junk removal🦷 Dental & medical offices⚖️ Legal & accoun...
04/17/2026

CALLING ALL....
🔧 Contractors & home services
🚚 Moving companies & junk removal
🦷 Dental & medical offices
⚖️ Legal & accounting firms
🛠 Auto repair shops
🧼 Cleaning companies
📐 Design centers & material suppliers
🍰 Caterers & event vendors

Do you send invoices to customers and feel like you’re losing money on processing fees? 💸

There’s an easier way to get paid.

04/14/2026

The future of restaurants is digital, and Genius POS is built for it.
With seamless integrations, real-time insights, and powerful analytics, your restaurant is ready for anything.

Future-proof your operations.
DM us today for a demo and see how Genius prepares your restaurant for the future.

Most trades businesses don’t have a pricing problem…They have a payment problem.Too many jobs still end with:“I’ll send ...
04/06/2026

Most trades businesses don’t have a pricing problem…
They have a payment problem.

Too many jobs still end with:
“I’ll send you a check”
“Can you invoice me?”
“I’ll pay you later”
And that’s where cash flow slows down.

The best operators are doing something different—they’re getting paid on the spot.

With a handheld POS like Genius, you can:
✔ Take payment immediately after the job is done
✔ Eliminate chasing invoices and late payments
✔ Improve cash flow instantly
✔ Create a more professional customer experience

You did the work.
You should get paid before you leave.

In today’s world, if you’re not accepting cards in the field… you’re leaving money (and time) on the table.

Partner with Genius by Global Payments today and watch your business grow on your terms.

Address

Kitsap County
East Bremerton, WA

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