Redstone Wealth Management, LLC

06/10/2026

Inflation doesn’t just raise prices - inflation challenges how your entire financial plan works.

One of the easiest ways to adapt? Shift your budget from fixed numbers to flexible ranges. It keeps you realistic without losing control.

Small structural changes like this can help you stay consistent, even when costs aren’t.

06/08/2026

It’s rarely one big expense that throws things off.

It’s the $5 subscription that turns into $9.
The takeout that becomes routine.
The upgrade that feels small in the moment.

Progress isn’t about cutting everything - it's deciding what actually matters to you and spending on purpose.

05/27/2026

If you live to 95, will your money?

If you're too aggressive, will you come up short? Too conservative, and you leave quality of life on the table.

Also, will the life you are living at 70 change as you age? Have you considered how changing withdrawal rates can affect everything from estate management strategies to retirement strategies?



Disclosure: The portfolio is composed of 50 percent stocks, 40 percent bonds, and 10 percent Treasury bills. It is assumed that a person withdraws a hypothetical percentage each year. Historical returns based on the period January 1, 2001, to December 31, 2025. Stocks are represented by the Standard & Poor's 500, which is an unmanaged group of securities & considered to be representative of the US stock market. Bonds are represented by the five-year U.S. government bond and Treasury bills by the 30-day U.S. Treasury bill. An investment cannot be made directly in an index. Past performance is no guarantee of future results.

05/26/2026

Travel can feel very different once time is no longer tightly scheduled.

For many, it becomes less about fitting a trip into the calendar and more about deciding how they want to spend their time. Whether that means staying longer, traveling more often, or bringing family along, those choices often reflect years of thoughtful decisions.

It may be worth revisiting how travel fits into your overall approach—especially as priorities continue to evolve. Reach out to your financial professional to discuss how your strategy can support the adventures you've earned.

05/20/2026

Every earnings season is different, but the influence of a handful of companies is undeniable.

05/18/2026

When stock prices drop, some investors start asking "shoulda, woulda, coulda” questions about whether to remain invested. But as 2025 illustrates, market timing can be very expensive even if it means missing just a few days.

05/13/2026

That yellow section? That's money you never saved, your money made it for you.

This is compound interest in action. Start with $1,000/year at a hypothetical 5 percent return, and by year 30, you've built nearly $70,000. But the real story is the yellow: Interest earning interest.

Year 1: almost no interest at all.
Year 30: the interest on your interest alone might cover a year of car payments (or more).

You don't need to invest more. You need to stay focused on your strategy. What's one financial habit you wish you'd started earlier? Drop it below. 👇

02/19/2026

Ahead of the 2026 tax season, the IRS announced a leadership shake-up and internal changes as the agency prepares to begin processing millions of returns.

Updates like these can matter because IRS operations affect more than just when a return is filed — they can also influence processing timelines, customer service capacity, and how issues like identity verification or error resolution are handled during peak season.

It’s also a reminder that filing season is shaped by more than tax rules alone. Staffing levels, technology systems, and agency priorities can all affect how smoothly returns are processed and how quickly taxpayers receive responses when questions arise.

For many households, staying informed about these operational shifts can help set expectations for the filing process this year.



Source:

The head of the IRS is announcing a shake-up he says will improve taxpayer service and modernize the agency.

02/17/2026

Health insurance costs may be shifting for millions of Americans.

Recent changes to Affordable Care Act premium subsidies mean many households are facing significantly higher monthly costs. As a result, some individuals may decide to drop coverage, which could affect pricing and participation across the broader insurance market.

For those who remain enrolled, experts note that a smaller, less diverse pool of participants may contribute to higher premiums over time. These developments highlight how policy changes can influence both individual household budgets and the overall healthcare landscape.



Source:

Some experts warn of a potential "death spiral" in the Affordable Care Act marketplace if young, healthy consumers drop coverage amid soaring costs.

02/12/2026

Mortgage refinancing activity jumped again last week, marking the second straight surge as borrowers responded to a brief dip in interest rates. Applications to refinance rose sharply compared with both the prior week and the same period last year.

That momentum may be short-lived. Mortgage rates have since moved higher, driven in part by bond market volatility and renewed geopolitical tensions, raising questions about how long refinancing demand can hold.

Recent dynamics in the market include:

▪️ A spike in refinance applications following modest rate declines
▪️ Increased sensitivity to rate movements after a prolonged period of higher borrowing costs
▪️Continued affordability challenges for homebuyers despite more inventory coming to market

The latest data highlights how quickly mortgage activity can shift as interest rates and broader market conditions evolve.



Source:

Mortgage refinancing jumped sharply higher for the second straight week, as interest rates fell further, but that boom may be about to bust.