01/14/2024
Best Dental plan in rural Oklahoma. Choose your own provider! Not expensive.
I am not only the agent but a policy holder
Call me if you need dental vision hearing up to 5,000 annual benefit available!
•
Quality of Life
•
Unforeseen situations that are painful,
inconvenient and expensive
•
Basic Medicare does not cover dental,
vision or hearing expenses
PRODUCTS HIGHLIGHTS
•
Choose your dentist - In network or out
of network
•
Family Rates
(includes a maximum of 3 children)
•
Individual 18 - 85
•
$1,000 - $5,000 policy year benefit
option available
•
Guaranteed Issue
•
Guaranteed renewable for life*
* Subject to our right to change premiums.
1
Refer to your policy for a complete description of
limitations and exclusions.
PLAN BENEFITS 1
Eligibility Anyone age 18 - 85
Policy Year
Maximum Benefit
$1,000, $1,500,
$3,000 o $5,000
(choose one)
Policy Year Deductible $100 per person
Dental Coverage
Preventive Services
Semi-Annual exams, cleaning
and x-rays
Year 1 - 60%
Year 2 - 70%
Year 3 and
thereafter - 80%
Waiting Period None
Basic Services
Including x-ray, fillings and
extractions (other than “full
mouth”)
Year 1 - 60%
Year 2 - 70%
Year 3 and
thereafter - 80%
Waiting Period None
Major Services
Including bridges, crowns, full
dentures or partials, full mouth
extractions, and root canals
Year 1 - 0%
Year 2 - 70%
Year 3 and
thereafter - 80%
Waiting Period 12 months
Vision Coverage
Basic eye exam, eye refraction,
including the cost of eye glasses
or contact lenses
Year 1 - 60%
Year 2 - 70%
Year 3 and
thereafter - 80%
Waiting Period
6 months
on eyeglasses and
contact lenses
Hearing Coverage
Exam, hearing aid and
necessary repairs or supplies
Year 1 - 60%
Year 2 - 70%
Year 3 and
thereafter - 80%
Waiting Period
12 months
new hearing aids and
existing
hearing aid repairs
NEW! Careington Network
Clients can now access the Careington
Maximum Care PPO Dental Network. Use of
network completely optional.
•
Policyholders can now use, if they choose,
a dental provider from the Careington
Dental network.
•
Policyholders can also use the dentist of
their choice, even if not part of the dental
network.
•
Network discounts may help extend
the policy year maximum