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Monday 9am - 4:30pm Tuesday 9am - 4:30pm Wednesday 9am - 4:30pm Thursday 9am - 4:30pm Friday 9am - 4:30pm

California Retirement Advisors

Name: California Retirement Advisors
Address: 1419 Highland Avenue, Manhattan Beach, CA, 90266, US
Telephone: +18886437472
Price range: $$$

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Link to SpaceX checklist: https://canva.link/531xwded California Retirement Advisors (CRA) - Founded in 1997 by Christian R. Mutual Securities, Inc.

A private-client alternative for affluent families navigating California’s uniquely complex retirement, tax, investment, and legacy planning landscape — beyond what retail banks and brokerages provide. Cordoba, a CERTIFIED FINANCIAL PLANNER professional, with the goal of providing clients financial retirement advice beyond merely buying investments. We specialize in helping you grow and protect your assets and save money on taxes for a worry-free retirement. We provide comprehensive guidance for successful people with the unique financial challenges of living, working, playing and retiring in California. Our single CORE purpose is to compassionately empower successful people to live a better life. Our unique CRAve Life Advisory process is designed to help if you want to make smart financial decisions, but don’t have the time, knowledge or desire to do it yourself. Investment advisory services offered through Mutual Advisors, LLC DBA California Retirement Advisors, a SEC registered investment advisor. Securities offered through Mutual Securities, Inc., member FINRA/SIPC. and Mutual Advisors, LLC are affiliated companies. CA Insurance license . This content is developed from sources believed to be providing accurate information and provided by California Retirement Advisors. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security. California Retirement Advisors, nor any of its members, are tax accountants or legal attorneys and do not provide tax or legal advice. For tax or legal advice, you should consult your tax or legal professional. The information being provided is strictly as a courtesy. When you click on any of the links provided here, you are leaving this website and viewing information provided by a third party. We make no representation as to the completeness or accuracy of information provided by any third-party website. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to, or your use of third-party technologies, websites, information and programs made available through this website. By accessing these calculators, you assume total responsibility and risk for your use of the third-party website.

10/17/2026

Some seasons are busy because something's wrong.

Others are busy because you finally have the room.

That difference is the whole point.

10/16/2026

On October 14, Social Security announced a 3.6% cost-of-living adjustment for 2027, up from 2.8% this year and the largest since 2023. For the average retired worker, that's about $75 more a month starting in January.

Two things decide how much of it you keep. If you're on Medicare, your Part B premium is deducted from your benefit, and the 2027 premium hasn't been announced yet. And the income thresholds that make your benefit taxable have never been adjusted for inflation, so each raise pushes more retirees over them.

Want to see what 3.6% means for your plan? Book a 20-Minute Due-Diligence Conversation through the link in our bio.

10/15/2026

Most people never ask their advisor the question that explains the most.

Whether the firm earns more depending on what you end up owning.

At a lot of firms, the answer is yes. Proprietary funds and payments from the companies behind the products can sit behind the advice, and they don't appear on your statement because they aren't billed to you.

None of that makes the advice wrong. But you should know whether it's there.

Every advisory firm has to answer this in plain English in its Form CRS, a short document you can ask any advisor for or look up at investor.gov/CRS. Read the section on conflicts of interest. Ours included.

More on how we work - cradvisors.com

Follow for the parts of retirement most advisors won't explain.

10/13/2026

Most people meet IRMAA by opening a letter.

It's the Medicare surcharge that applies once income crosses a threshold - and it works on a two-year delay. The premium you pay is priced off the return you filed two years earlier.

Two things make that expensive.

It's a cliff, not a slope. Cross by a dollar and the surcharge applies to the whole year, for both spouses.

And the move that pushes you over almost never looks like a Medicare decision. A conversion. A home sale. A first year filing single after losing a spouse.

The year it happens is the only year you can do anything about it.

-> See the full picture at cradvisors.com

10/11/2026

Medicare doesn't price your premium on what you earn now.

It prices it on the tax return from two years ago.

The premium you pay in 2028 is calculated from the return you file for 2026 - the year you're living right now.

So a Roth conversion this December, a home sale this fall, or a large realized gain can raise a bill you won't see for two years. And by the time it shows up, the year that caused it is closed.

Retail Wall Street manages the portfolio and files the return. Coordinated planning reads them together - before December.

Follow for the parts of retirement most advisors won't explain.

09/11/2026

Twenty-five years.

2,977 people went to work that morning and never came home. 343 firefighters and paramedics went up the stairs while everyone else was coming down.

All names are still read aloud at the memorial every year, one at a time, for hours.

We remember them today.

09/03/2026

Walk into a big-name firm and you get two things: a recognizable brand holding your money, and an advisor who answers to that brand's product shelf.

The safety is real. So is the conflict.

At the other end, a small independent advisor flips it — unconflicted advice, but you're left wondering who's actually holding the assets.

We built CRA to refuse the tradeoff. Independent advice, so nothing we recommend has a quota behind it. Institutional custody, so your assets sit with a major custodian, never with us.

Objective and safe. That's the structure Retail Wall Street can't match, because their model depends on selling you their own product.

More on how we're built at cradvisors.com

Follow for the parts of retirement most advisors won't explain.

08/29/2026

The plan does the worrying so you don't have to.

That's the whole point of it.

08/24/2026

Yes. And it's one of the most expensive surprises in retirement.

You're allowed to delay your very first RMD to April 1 of the year after you reach your RMD age. Sounds harmless.

But do that and two RMDs land in the same tax year: the one you delayed and the one for that year. Your income stacks, and you can jump a bracket.

One timing decision. Thousands in avoidable tax.

This is the kind of thing an Ed Slott Master Elite advisor catches a year ahead of time.

What it means to be a member — https://cradvisors.com/blog-articles/how-an-ed-slott-master-elite-ira-advisor-elevates-your-retirement-plan

Follow for the parts of retirement most advisors won't explain.

08/21/2026

Your estate plan was right the day you signed it.

Then the accounts changed. The tax law changed. The family changed. The documents didn't.

Here's what most people never hear: your will doesn't even control your retirement accounts. The beneficiary form does — and if it's outdated, that's who inherits.

Add the SECURE Act's 10-year rule, and an inherited IRA can land on your kids at their highest tax rate.

The Family Estate Organizer® keeps the whole picture current, in one place.

→ See how it works at cradvisors.com

Address

1419 Highland Avenue
Manhattan Beach, CA
90266

Opening Hours

Monday	9am - 4:30pm
Tuesday	9am - 4:30pm
Wednesday	9am - 4:30pm
Thursday	9am - 4:30pm
Friday	9am - 4:30pm

Telephone

+18886437472

Website

https://cradvisors.com/, https://retirementtaxbill.com/?u=bHVnNVk0NFZ0ZmdiMDlFWFo0eDNrdz09&fbclid=IwY2xjawPg5cxleHRuA2Fl

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