Donahue & Horrow LLP

Donahue & Horrow LLP California and Washington insurance bad faith, disability claims, and medical malpractice lawyers. The founding partners of Donahue & Horrow LLP — Thomas E.

At Donahue & Horrow LLP, We Are Proud of Our Long Legacy of
Going Above and Beyond for Our Clients and Achieving Great Results. Donahue and Michael B. Horrow — have more than 60 years’ experience battling insurance companies. From the most straightforward cases to complex litigation arising out of denied insurance claims and negligent medical care, our experience and aggressive approach has allowe

d us to build an impressive record of success. Our lawyers have recovered millions of dollars for people in the Los Angeles area and throughout California. Insurance Claims and Disputes

All issues related to insurance claims, from making claims to resolving disputes when an insurance company acts in bad faith and denies a claim. Our experience covers all types of Employee Retirement Income Security Act (ERISA) and non-ERISA disability insurance, as well as life insurance and all other types of insurance. Medical Malpractice

Birth injuries, as well as all other catastrophic personal injuries and wrongful deaths caused by the negligence of a doctor or hospital. Our experience also extends to nursing home negligence and abuse.

09/03/2026

A long-term care policy provided one California insurance professional with benefits for 11 years after complications from heart surgery caused severe cognitive impairment. Then the insurer stopped paying and demanded repayment of benefits already provided.

Michael Horrow and the Donahue & Horrow LLP team challenged the insurer’s position, and a judge ordered the past-due benefits paid. The case ultimately resulted in a **$1.95 million settlement**, helping the client secure continued care.

See how Donahue & Horrow challenged the denial:
https://donahuehorrow.com/long-term-care-policy-denial-wins-settlement/

Life Insurance Awareness Month usually focuses on one question: do you have enough coverage?There is another question wo...
09/01/2026

Life Insurance Awareness Month usually focuses on one question: do you have enough coverage?

There is another question worth asking: What happens when the coverage is there, the premiums were paid, and the insurer still refuses to pay the claim?

Families can face disputes involving policy terms, exclusions, alleged misrepresentations, or whether coverage was in force. That can turn a policy purchased to provide financial security into another source of stress during an already difficult time.

Donahue & Horrow LLP represents beneficiaries facing denied life insurance claims and fights to secure the benefits owed under the policy.

See what options may be available after a denial:
https://donahuehorrow.com/insurance-claims-disputes/life-insurance-claims/

08/31/2026

Do you know the difference between private disability coverage and employer-sponsored coverage?

The biggest distinction is often ERISA. Disability insurance provided through a private-sector employer is generally governed by ERISA, while an individual policy purchased without employer involvement is not. Government and church plans are generally exceptions. ERISA can significantly change how a denied claim is handled, including limiting discovery, eliminating the right to a jury trial, and restricting available remedies.

That makes it important to know what type of policy you have before challenging a denial.

Read the full guide for a practical overview:
🔗 https://donahuehorrow.com/private-disability-insurance-essential-guide/

Not knowing who to turn to is often where these cases begin.What happens next depends on who steps in to guide the proce...
08/31/2026

Not knowing who to turn to is often where these cases begin.

What happens next depends on who steps in to guide the process.

“Every one who works at Donahue and horrow have been so helpful and respectful I didn’t know who to turn to but, when I spoke with Rosa and Tom for the first time I knew I was in good hands Tom and his team kept us informed every step of the way and helped us through so much and I thank them from the bottom of my heart.”

That consistency is part of how cases move forward.

See how we support clients through these matters:
🔗 https://donahuehorrow.com/testimonials/

Football is back, which means the injury report is back too.Fans may spend the season watching closely to see who is cle...
08/28/2026

Football is back, which means the injury report is back too.

Fans may spend the season watching closely to see who is cleared to play and who is sidelined, but outside the stadium, being unable to work because of an illness or injury can have far more serious consequences. For many employees, long-term disability benefits are an important source of financial support when a medical condition prevents them from doing their job.

When those benefits are denied, the decision deserves careful review. Donahue & Horrow LLP helps individuals challenge ERISA disability denials and pursue the benefits owed under their policies.

See how our team can help: https://donahuehorrow.com/erisa-denial-lawyer/
🔗

Questions about what should have happened differently are often central to a birth injury case. Here, delayed interventi...
08/27/2026

Questions about what should have happened differently are often central to a birth injury case. Here, delayed intervention during labor and delivery resulted in a severe brain injury and permanent disability. The child was later diagnosed with Hypoxic Ischemic Encephalopathy (HIE), hydrocephalus, and cerebral palsy, conditions that will require significant lifelong care.

The case required detailed review of the medical records, depositions, and expert reports to establish how the delayed emergency C-section contributed to the injuries. The resulting $3.75 million settlement provided resources to help support the child’s lifetime care.

Understand how we won here:
🔗 https://donahuehorrow.com/family-of-birth-injury-victim-receives-3-75m-settlement/

08/26/2026

The policy was paid.
The claim was submitted.
The answer was still no.

Life insurance disputes often turn on how insurers interpret applications, exclusions, and the timing of events. Those interpretations do not always reflect how the policy was intended to work when coverage was purchased.

When the reasoning does not line up, the next step is not guesswork. It is a closer look at what the policy actually requires and whether the benefits owed are being withheld.

Start by understanding what the insurer is relying on:
🔗 https://donahuehorrow.com/disability-insurance-lawsuit-new-york-life/

Celebrating National Dog Day is the perfect excuse to introduce a few of the four-legged favorites behind the Donahue & ...
08/26/2026

Celebrating National Dog Day is the perfect excuse to introduce a few of the four-legged favorites behind the Donahue & Horrow LLP team.

Members of the Donahue & Horrow team shared some of their favorite animals, bringing a small personal element to the people behind the firm. Moments like these reflect the balance between the work we do and the lives we lead outside the office.

Take a look at what the team shared, and feel free to share your furry family members.

08/25/2026

When a long-term care claim is denied, families may be left paying for care while trying to determine whether the insurer applied the policy correctly. That review often begins with the benefit triggers, activities of daily living, and whether the medical and care records satisfy the policy’s requirements.

The way the insurer handled the claim also matters.

Donahue & Horrow LLP examines the policy, the full record, and the review process when challenging a denial and pursuing the benefits owed.

Read the full blog to see how these claims are approached: https://donahuehorrow.com/long-term-care-insurance-claim-denied-how-we-fight-back/

What you see: another hot August day.What you may not see: a medical condition that makes that heat significantly harder...
08/24/2026

What you see: another hot August day.

What you may not see: a medical condition that makes that heat significantly harder to tolerate, symptoms that worsen as temperatures climb, or limitations that affect someone’s ability to make it through a workday.

Disability insurers do not always see the full picture either.

When the realities of a medical condition are minimized or overlooked, Donahue & Horrow LLP helps individuals challenge ERISA disability denials and pursue the benefits owed.

See how we can help:
🔗 https://donahuehorrow.com/insurance-claims-disputes/disability-insurance-claims/

Address

1960 E. Grand Avenue, Suite 1215
El Segundo, CA
90245

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+13103220300

Website

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