Donahue & Horrow LLP

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Donahue & Horrow LLP California and Washington insurance bad faith, disability claims, and medical malpractice lawyers. The founding partners of Donahue & Horrow LLP — Thomas E.

At Donahue & Horrow LLP, We Are Proud of Our Long Legacy of
Going Above and Beyond for Our Clients and Achieving Great Results. Donahue and Michael B. Horrow — have more than 60 years’ experience battling insurance companies. From the most straightforward cases to complex litigation arising out of denied insurance claims and negligent medical care, our experience and aggressive approach has allowed us to build an impressive record of success. Our lawyers have recovered millions of dollars for people in the Los Angeles area and throughout California. Insurance Claims and Disputes

All issues related to insurance claims, from making claims to resolving disputes when an insurance company acts in bad faith and denies a claim. Our experience covers all types of Employee Retirement Income Security Act (ERISA) and non-ERISA disability insurance, as well as life insurance and all other types of insurance. Medical Malpractice

Birth injuries, as well as all other catastrophic personal injuries and wrongful deaths caused by the negligence of a doctor or hospital. Our experience also extends to nursing home negligence and abuse.

A grandmother fell in her bathroom. Her physicians determined that the trauma from the fall caused the injuries that ult...
09/29/2026

A grandmother fell in her bathroom. Her physicians determined that the trauma from the fall caused the injuries that ultimately led to her death about a month later.

Her family filed an Accidental Death & Dismemberment claim.

The insurer refused to pay.

After the family contacted Donahue & Horrow LLP, the firm challenged the denial and secured a settlement worth 266% of the policy benefit.

AD&D disputes can turn on how an insurer investigates an accident, interprets the policy, and determines the cause of death. A denial does not necessarily mean the insurer reached the right conclusion.

See how the claim was challenged:
https://donahuehorrow.com/accidental-death-and-dismemberment-case-win/

Why can a medical malpractice case involve doctors who never treated the patient?Because proving what should have happen...
09/24/2026

Why can a medical malpractice case involve doctors who never treated the patient?

Because proving what should have happened often requires specialists who can evaluate what actually happened.

Medical experts may be needed to address questions such as:

• What was the accepted standard of care?
• Did the provider fall below that standard?
• Did that failure cause the injury?
• What care will the patient require in the future?

Those questions can involve several different medical specialties, particularly in complex birth injury or catastrophic injury cases.

Building a medical malpractice case requires far more than reviewing a bad outcome. It requires evidence capable of explaining why the outcome may have resulted from negligence.

See how these cases are evaluated:
https://donahuehorrow.com/medical-malpractice-faq/

What changes in the fall?The weather.The daylight.The routines.What should not change?The terms of your insurance policy...
09/22/2026

What changes in the fall?
The weather.
The daylight.
The routines.

What should not change?
The terms of your insurance policy.

Donahue & Horrow LLP recently filed a disability insurance lawsuit against New York Life after a client’s claim was denied based on a “bone or joint disorders” exclusion. According to the lawsuit, his actual policy contained no such exclusion.

Insurance coverage should be determined by the policy that was issued, not language found somewhere else.

The season may be changing, but your policy terms are not.

See why the firm challenged the denial:
https://donahuehorrow.com/disability-insurance-lawsuit-new-york-life/

Keeping a law firm organized takes a lot of work behind the scenes, and Ishmael Roman plays a major role in making that ...
09/21/2026

Keeping a law firm organized takes a lot of work behind the scenes, and Ishmael Roman plays a major role in making that happen.

As lead file clerk at Donahue & Horrow LLP, Ishmael helps ensure attorneys and clients can access the information they need efficiently. His hard work, consistency, and positive attitude have made him a valued part of the firm for years.

Outside the office, Ishmael spends time helping at his church, camping, and experimenting with his own recipes in the kitchen.

We are grateful for everything Ishmael brings to the Donahue & Horrow LLP team.

Meet more of the team:
https://donahuehorrow.com/meet-our-team/

On the court: every close call matters.In a disability claim: every denial deserves the same scrutiny.As the U.S. Open c...
09/18/2026

On the court: every close call matters.
In a disability claim: every denial deserves the same scrutiny.

As the U.S. Open continues, getting the call right can change the direction of a match. An insurer’s initial decision can carry much higher stakes for someone who is unable to work.

After an ERISA disability denial, the policy language, medical evidence, occupational requirements, and reasons given by the insurer all need to be examined carefully. There may also be a limited window to strengthen the record and appeal the decision.

The first call does not always have to decide the outcome.

See what can happen after a disability denial:
https://donahuehorrow.com/when-a-long-term-disability-claim-is-denied-the-process-is-not-over/

A long-term care denial may deserve a closer look when the claim process raises red flags.Five issues that can matter:1....
09/17/2026

A long-term care denial may deserve a closer look when the claim process raises red flags.

Five issues that can matter:

1. The insurer did not fully investigate the claim.
2. Evidence supporting the claim was ignored.
3. The insurer relied heavily on its own medical reviewers.
4. Available medical examination options were not pursued.
5. The company did not follow its own claim procedures.

Not every disputed claim amounts to insurance bad faith, but the way an insurer investigates and evaluates a long-term care claim matters.

Donahue & Horrow LLP represents policyholders when long-term care benefits are denied and the insurer’s handling of the claim warrants further scrutiny.

Know the red flags:
https://donahuehorrow.com/bad-faith-denials-long-term-care-insurance/

09/16/2026

When disability benefits stop, the impact reaches far beyond an insurance claim.

For people who are too disabled to work, those benefits may be the income helping cover a mortgage, a car payment, and everyday expenses. When an insurer improperly cuts them off, the financial consequences can quickly affect every part of a person’s life.

That is what makes this work meaningful to the Donahue & Horrow LLP team. Successfully challenging a denial can help restore the income someone depends on and provide stability at a time when it is needed most.

See how we help with denied disability claims:

09/10/2026

What happens when you fight an ERISA disability denial, win, and then the insurance company denies your benefits again?

That is exactly what happened to one Donahue & Horrow LLP client.

After an earlier dispute resulted in his benefits being reinstated, the insurer later denied the ongoing claim under a different definition of disability. The firm challenged that decision too, continuing a fight over benefits the client had already spent years pursuing.

The result was another victory and an additional $30,000 in long-term disability benefits.

An ERISA claim can evolve as policy definitions and benefit periods change. A previous win does not mean a later denial should go unchallenged.

Read the story behind the second fight:
https://donahuehorrow.com/client-awarded-30k-in-erisa-long-term-disability-denial-claim/

09/09/2026

A rushed fantasy lineup might cost you a matchup. A rushed ERISA disability appeal can affect your ability to recover the benefits owed under your policy.

Before you set the lineup:
• Check the injury report
• Review the matchup
• Know who is actually available

Before you submit an ERISA disability appeal:
• Review the denial letter
• Understand the policy terms
• Build the medical and occupational record
• Know the deadline

The second checklist has considerably higher stakes.

An ERISA appeal can shape what evidence is available if the dispute continues, which makes preparation critical. Donahue & Horrow LLP helps clients challenge ERISA disability denials and build the record needed to pursue the benefits owed.

Do your homework before the clock runs out:
https://donahuehorrow.com/erisa-denial-lawyer/

A thumb injury might not sound career-ending. For a dentist who relies on precise grip and control of dental instruments...
09/08/2026

A thumb injury might not sound career-ending. For a dentist who relies on precise grip and control of dental instruments every day, it can be.

After an injury left a dentist unable to hold standard dental equipment, his disability insurer denied benefits. The dispute came down to a critical question: could he still perform the material duties of his occupation, not simply whether he was capable of working in some capacity?

Donahue & Horrow LLP challenged the denial and ultimately secured a $1.15 million settlement.

Disability can look very different depending on the work someone actually performs. That is why the occupation, the medical evidence, and the policy language all matter.

See how the claim was resolved:
https://donahuehorrow.com/dentist-awarded-settlement-after-disability-insurance-denial/

Address

1960 E. Grand Avenue, Suite 1215
El Segundo, CA
90245

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+13103220300

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