09/03/2026
Had a great time at the Harford County Chamber of Commerce Real Estate Roundtable meeting today. Here’s what I learned.
1) Money is tight for buyers and sellers. People are slower to make decisions. But our fall market should be stronger than our spring market.
2) Consumers are accepting today’s rates and understand that the rates are here to stay for awhile.
3) Harford’s population is aging. Property owners with homes over 2500 square feet are moving. Owners with less than 2500 square feet and smaller yards are staying put and renovating to age in place.
4) Some families are buying larger homes and participating in multigenerational living. Thus, properties $700K and above are being snapped up.
5) Aging parents are putting homes into living trusts with their kids as beneficiaries. Kids will inherit homes and the 2% mortgages that come with them - so the kids can have affordable housing as well.
