Target Alpha Financial

Target Alpha Financial OUR STRENGTH - YOUR NUMBERS
Target Alpha is a full-service accounting firm based in CO. We are professional, experienced, and affordable.

Target Alpha is a full-service accounting firm based in CO and specializes in tax, accounting, and financial planning. We offer a broad range of services for individuals, business owners, executives, and independent professionals. We have extensive multi-state experience and have clients throughout the United States and abroad. Jeff Peterson, Owner/Manager
Jeff has over 35 years of diverse finance

, management, tax and consulting experience. He has extensive experience with closely-held businesses. He has held roles in accounting, finance and executive management. He understands business and their owners from the inside-out. At Target Alpha, Jeff is the lead tax preparer, financial planner and business advisor. As a client of Target Alpha, you can leverage Jeff’s experience to guide you with tax, business and personal financial planning as well as business issues from start-up to strategic managerial issues. Jeff is an Enrolled Agent with a Bachelor of Science degree in Business with majors in both Accounting and Management and he also holds an Executive Certificate in Personal Financial Planning. Alex Kerr, Accountant
Prior to joining Target Alpha Financial, Alex attended Colorado State University where he received his Bachelor of Science in Accounting. During his time there, he was a member of the honor society for accounting, finance, and information systems students in the Rockwell College of Business. Outside of school, Alex interned with David W. Kerr CPA in California where he practiced Taxation.

Today’s finance and accounting (F&A) teams are under significant pressure. Tight deadlines, lean staffing, evolving regu...
05/06/2026

Today’s finance and accounting (F&A) teams are under significant pressure. Tight deadlines, lean staffing, evolving regulations and growing compliance demands can lead to burnout, errors and turnover. Retention isn’t just about compensation. Practical operational improvements can make a real difference. Consider automating repetitive tasks, clarifying approval workflows, cross-training staff to ease bottlenecks and leveraging external resources during peak times. When your F&A team has the right structure and support, they’re more productive, accurate and engaged. Call us at (970) 223-3635 to brainstorm cost-effective ways to strengthen your financial operations.

Can business debt become personal? In some cases, yes. If you’re a sole proprietor or a general partner in a partnership...
05/05/2026

Can business debt become personal? In some cases, yes. If you’re a sole proprietor or a general partner in a partnership, you’re personally liable for business debts. Owners of corporations and limited liability companies are generally protected from personal liability, unless they personally guarantee a loan, commit fraud or fail to keep business and personal finances separate. Payroll taxes are different. The IRS can assess the Trust Fund Recovery Penalty to hold owners, officers or other responsible individuals personally liable for unpaid withheld payroll taxes, regardless of the business structure. This applies even if the business declares bankruptcy. Call us at (970) 223-3635 with questions.

Historical financial statements show where your business has been, but forecasts and projections help you plan where it’...
05/04/2026

Historical financial statements show where your business has been, but forecasts and projections help you plan where it’s going. These terms aren’t interchangeable. A forecast reflects management’s best estimates of future financial results based on expected conditions and planned actions. Some businesses may even share forecasts with their lenders and investors. By contrast, a projection explores hypothetical “what if” scenarios under alternative assumptions and can be particularly beneficial for internal planning and decision-making. Contact us at (970) 223-3635 to determine the right approach for your business needs.

A temporary federal income tax deduction for interest on qualifying auto loans for 2025 through 2028 was created by the ...
05/01/2026

A temporary federal income tax deduction for interest on qualifying auto loans for 2025 through 2028 was created by the One Big Beautiful Bill Act. The write-off, available even if you don’t itemize, is capped at $10,000 per tax return, subject to income-based phaseouts. It applies only to interest on first-lien loans to buy U.S.-assembled passenger vehicles for personal use. Leased, used and fleet vehicles are excluded. The IRS recently issued proposed regulations that clarify how the deduction works. For example, they address the “personal use” requirement. Contact us for details at (970) 223-3635.

Trying to catch up? Employees age 50 and older are allowed to make extra, “catch-up” contributions to their 401(k) and s...
04/29/2026

Trying to catch up? Employees age 50 and older are allowed to make extra, “catch-up” contributions to their 401(k) and similar plans. In 2026, you can generally contribute an additional $8,000, for an annual maximum of $32,500. And, if you turn age 60, 61, 62 or 63 this year, you can contribute up to $35,750! However, there’s a catch. Recent tax law changes require certain high earners to invest catch-up contributions in a post-tax Roth account, such as a Roth 401(k). This may require additional planning. Call us at (970) 223-3635 to discuss how to reach your retirement savings goals.

An estate plan helps ensure that your assets are distributed according to your wishes. It also can minimize taxes, safeg...
04/28/2026

An estate plan helps ensure that your assets are distributed according to your wishes. It also can minimize taxes, safeguard your minor children and support your charitable goals. If you haven’t reviewed your estate plan recently, call us at (970) 223-3635. We can help assess whether revisions are needed due to tax law changes or a major life event. If you don’t have an estate plan yet, we can help you get started.

Will Social Security benefits be available when you retire? Good question. These benefits are unlikely to disappear enti...
04/22/2026

Will Social Security benefits be available when you retire? Good question. These benefits are unlikely to disappear entirely. But payments may be smaller, and the qualifying age for full benefits (currently 65 to 67, depending on your date of birth) may increase. So it’s critical to take advantage of tax-deferred retirement vehicles and to make age-appropriate investments that can help you accumulate adequate savings. Call us at (970) 223-3635 to discuss your retirement goals and ways to achieve them.

If you have unfiled tax returns, getting back on track may be easier than you think. But the longer you wait, the more c...
04/21/2026

If you have unfiled tax returns, getting back on track may be easier than you think. But the longer you wait, the more costly it becomes. The IRS charges a failure-to-file penalty of 5% per month (up to 25%) of the unpaid tax. There’s also a separate failure-to-pay penalty of 0.5% per month (up to 25%) of the unpaid tax. If both apply in the same month, the combined penalty is generally 5% per month. Returns over 60 days late are subject to a minimum penalty. Filing, even if you can’t pay in full, can reduce penalties and open the door to payment plans or other relief options. Call us at (970) 223-3635 for help.

It’s almost never too late to start planning for retirement. Whether you already have large 401(k) or IRA balances or ar...
04/20/2026

It’s almost never too late to start planning for retirement. Whether you already have large 401(k) or IRA balances or are starting from scratch, we can help craft a strategy that reflects your personal situation and addresses your goals. So start thinking about what’s important to you: Building a big nest egg, reducing income tax liability, something else … We’re here to help make it possible!

You’ll receive a CP24 notice if the IRS reviews your tax return and determines you’re due a refund that differs from wha...
04/17/2026

You’ll receive a CP24 notice if the IRS reviews your tax return and determines you’re due a refund that differs from what you originally claimed. This often happens because the IRS corrected a math error, applied a payment or credit differently, or offset a refund to pay another tax liability. The notice explains what changed and how the refund was calculated. Generally, no response is required if you agree with the adjustment; your adjusted refund will be issued automatically. But if you disagree or don’t understand the change, it’s important to review the notice carefully and respond by the deadline. We can help you determine whether the IRS adjustment is correct and advise on next steps. Call us at (970) 223-3635.

Business owners: If you’re only reaching out at tax time, you may be missing some valuable insights. Why stop at tax fil...
04/15/2026

Business owners: If you’re only reaching out at tax time, you may be missing some valuable insights. Why stop at tax filings? Let us help you make smarter business decisions year-round — from improving cash flow to navigating economic uncertainty to planning for growth. Please call us at (970) 223-3635 to learn more about how we can support your strategic goals.

Address

5416 S Strauss Cabin Road
Fort Collins, CO
80528

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 5pm

Telephone

+19702233635

Website

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