08/22/2024
Before the dispute process while repairing your credit, did you know you should FREEZE your credit reports to ensure no more negative information can be added to your credit reports? 📝
Swipe for a sample credit dispute FREEZE letter that you can send, below.
Make sure to send this letter to all three major credit reporting agencies (Experian, Equifax, and TransUnion), as well as minor agencies that still report to banks, mortgage lenders, and car dealerships (LexisNexis, ChexSystems, Innovis, etc.). 📨
[Your Name]
[Your Address]
[City, State ZIP Code]
[Date]
[Credit Reporting Agency Name]
[Address]
[City, State ZIP Code]
Dear Sir/Madam,
I am writing to request a credit report freeze on my account. I am concerned about the possibility of identity theft and would like to take this precautionary measure to protect my credit.
Please place a freeze on my credit report with your agency. I understand that this will prevent anyone from accessing my credit report without my express written permission.
Please let me know if there are any additional steps I need to take to complete this process. I have included a copy of my government-issued identification card and a utility bill as proof of my identity.
Thank you for your assistance in this matter.
Sincerely,
[Your Name]
Screenshot this letter and share this post so more people can get help with their credit! Click the link in my bio to schedule your FREE consultation so we can get your credit where it needs to be. 📲💳
