Remodeling Loans In Fort Myers NMLS #381054

Remodeling Loans In Fort Myers NMLS #381054 Remodeling Loans In Fort Myers

Home 1st Lending
NMLS #1418
Kenny Baker
RMLO
NMLS # 381054
Equal Housing Lender

Providing Professional Mortgage Origination's since 1996

✨ New week, new opportunities!Whether you’re dreaming of your first home, planning a move, or looking to refinance, reme...
11/24/2025

✨ New week, new opportunities!
Whether you’re dreaming of your first home, planning a move, or looking to refinance, remember—every big goal starts with a single step.

I’m here to help you turn those dreams into keys in your hand.
Let’s make this week the one where you move closer to your future. 🏡💪

📞 (239)-288-1595
📧 [email protected]
🌐 www.LetsGetYouApproved.com
NMLS #381054
Equal Housing Lender

🏡5 Renovations That Add the Most Value to Your Home🔨Thinking about updating your home?Here are 5 renovations that not on...
10/27/2025

🏡5 Renovations That Add the Most Value to Your Home🔨

Thinking about updating your home?
Here are 5 renovations that not only make your home more enjoyable — they can also boost its value 💰

1️⃣ Kitchen Remodel – A fresh, modern kitchen can yield one of the highest returns on investment.👩🏻‍🍳
✅ Why it adds value: A well-designed kitchen can return up to 70–80% of its cost because it impacts how buyers feel about the home.

2️⃣ Bathroom Upgrade – New fixtures, tile, or lighting can go a long way.🛁
✅ Why it adds value: Bathroom remodels typically offer a 60–70% ROI.

3️⃣ New Flooring – Replacing old carpet or dated tile can instantly elevate your space.
✅ Why it adds value: Old or mismatched flooring can turn buyers off, while uniform, durable floors make the space feel updated and cohesive.

4️⃣ Energy-Efficient Windows or Doors – Save on utilities and appeal to future buyers.🚪🪟
✅ Why it adds value: Buyers love knowing they’ll save on energy — and many states offer rebates for these upgrades.

5️⃣ Outdoor Improvements – A deck, patio, or curb appeal makeover adds lifestyle and resale value.🌳
✅ Why it adds value: Outdoor living spaces are among the most desirable features for today’s homebuyers.
💡 Pro Tip: Even a new front door or fresh landscaping can add thousands to perceived value.

✨ Whether you’re planning a few updates or a full renovation, there are financing options that make it easier than you think — even if you’re buying and renovating at the same time.

📞 (239)-288-1595
📧 [email protected]
🌐 www.LetsGetYouApproved.com
NMLS #381054
Equal Housing Lender

10/22/2025

☀️SW Florida locals — what’s your favorite weekend activity?

A) Beach day 🏖️
B) Boating 🚤
C) Exploring local restaurants 🍤
D) Relaxing at home 🏠”

My personal favorite is going out on the boat to fish and listen to some county music on blast!

📞 (239)-288-1595
📧 [email protected]
🌐 www.LetsGetYouApproved.com
NMLS #381054
Equal Housing Lender

Why should you buy your home now?✨ Thinking about buying a home in Southwest Florida? ✨Here are 4 FACTUAL reasons why no...
10/03/2025

Why should you buy your home now?
✨ Thinking about buying a home in Southwest Florida? ✨

Here are 4 FACTUAL reasons why now is one of the best times to make your move:
1️⃣ Prices Are Correcting – Many SWFL markets, like Fort Myers and Cape Coral, have seen prices dip from their 2022 highs, giving buyers more negotiating power.
2️⃣ It’s Shifting to a Buyer’s Market – Homes are sitting longer, inventory is up, and sellers are offering more concessions. That means YOU have the advantage.
3️⃣ Mortgage Rates Just Dropped By 0.25% – This is great news if your goal is a lower interest rate. Keep in mind, rates are always changing and never guaranteed until you're locking in!
4️⃣ More Homes to Choose From – Inventory has jumped year-over-year, which means more options and less competition.

🏡 The bottom line? If you’ve been waiting for the right time, this may be it. Let’s talk about your options and get you approved today!

📞 (239)-288-1595
📧 [email protected]
🌐 www.LetsGetYouApproved.com
NMLS #381054
Equal Housing Lender

STOP SCROLLING: Mortgage Rates Just Dropped! 📉If you've been sitting on the fence, waiting for the right signal to buy a...
09/30/2025

STOP SCROLLING: Mortgage Rates Just Dropped! 📉

If you've been sitting on the fence, waiting for the right signal to buy a home or lock in a better refinancing deal, this is it!

According to the latest analysis from Yahoo Finance, both mortgage and refinance rates have seen a significant reduction this month—dropping by a quarter of a percentage point!

What does a 0.25% decrease mean for you? It means lower monthly payments and substantial savings over the life of your loan. This market movement makes it an incredible time to:

1. Finally move into your dream home.

2. Dramatically lower your current monthly payment through a refinance.

Don't miss the window of opportunity! The loan process starts here. Send me a DM or click the link in my bio to start your pre-approval process today and secure this amazing rate.

Source: Yahoo Finance - Mortgage Rates Today

📞 (239)-288-1595
📧 [email protected]
🌐 www.LetsGetYouApproved.com
NMLS #381054
Equal Housing Lender

🌟 Another happy homeowner! 🌟We’re so grateful for clients like Roxanne who trust Kenny Baker and the Home 1st Lending te...
09/29/2025

🌟 Another happy homeowner! 🌟

We’re so grateful for clients like Roxanne who trust Kenny Baker and the Home 1st Lending team to guide them through one of life’s biggest milestones. Our mission is to make the home buying process smooth, stress-free, and successful — and we’re proud to deliver results every time.

📞 (239)-288-1595
📧 [email protected]
🌐 www.LetsGetYouApproved.com
NMLS #381054
Equal Housing Lender

⭐️⭐️⭐️⭐️⭐️“Stress-free, honest, and efficient — that’s the Kenny Baker experience.”Lisa & Jason C. trusted Kenny with th...
07/23/2025

⭐️⭐️⭐️⭐️⭐️
“Stress-free, honest, and efficient — that’s the Kenny Baker experience.”
Lisa & Jason C. trusted Kenny with their mortgage refinance and walked away with peace of mind and major savings.

If you want a smooth and trustworthy loan process contact us:

📞 (239)-288-1595
📧 [email protected]
🌐 www.LetsGetYouApproved.com
NMLS #381054
Equal Housing Lender

🏚️ Buying a Fixer-Upper? Here’s Why You Should Finance Renovations with Your Mortgage 🛠️If you’re house hunting and open...
07/22/2025

🏚️ Buying a Fixer-Upper? Here’s Why You Should Finance Renovations with Your Mortgage 🛠️

If you’re house hunting and open to a property that needs some work, here’s a smart move: roll your renovation costs into your mortgage. Here’s why it’s worth considering:

💰 1. One Loan, One Payment
Bundle the cost of the home and improvements into a single mortgage—simplifying your finances and avoiding high-interest personal loans or credit cards.

📈 2. Build Instant Equity
Improve your home’s value from day one. Strategic renovations can increase equity faster than market appreciation alone.

🛋️ 3. Customize to Fit Your Style
Skip the cookie-cutter finishes. With renovation funds, you can make the home your own—right from the start.

🏡 4. Expand Your Options
Tired of bidding wars? A renovation loan opens the door to homes that others might overlook—giving you more opportunities in a competitive market.

📊 5. Long-Term Value
Investing in updates today can save on maintenance and energy costs for years to come.

📞 Thinking about buying a home with renovation potential? Let’s talk strategy.
Contact Kenny Baker

📞 (239)-288-1595
📧 [email protected]
🌐 www.LetsGetYouApproved.com
NMLS #381054
Equal Housing Lender

🔑 Let’s get you approved—and help you create your dream home.

⭐️⭐️⭐️⭐️⭐️Helping families navigate the home loan process with clarity and confidence is what we do best. Thank you, Iri...
07/16/2025

⭐️⭐️⭐️⭐️⭐️
Helping families navigate the home loan process with clarity and confidence is what we do best. Thank you, Iris & Michael, for trusting me and the “Let’s Get You Approved” team with your home purchase! 🏡

Your kind words mean the world—and we’re always here for your next chapter.

📞 Contact Kenny Baker at 239-288-1595
📧 [email protected]

📉 Southwest Florida Housing Market Update – July 2025☕️If you’ve been watching the real estate market in Southwest Flori...
07/14/2025

📉 Southwest Florida Housing Market Update – July 2025☕️

If you’ve been watching the real estate market in Southwest Florida—especially in areas like Cape Coral, Fort Myers, and Naples—you’ve likely seen the headlines. Here’s what’s really happening:

✅ Home prices have stabilized, with the median home price in Cape Coral–Fort Myers hovering around $371,850—about even with 2021 levels.
📈 Inventory has climbed significantly, offering buyers more options and leverage.
⏳ Homes are taking longer to sell, averaging 82–87 days on market in Lee and Collier Counties.
💸 Over 50% of active listings have seen price reductions, and nearly 8% of local homeowners are underwater on their mortgages.
📊 Mortgage rates remain elevated, with 30-year fixed loans around 6.80%.
Here is a link detailing current rates:
https://www.bankrate.com/mortgages/mortgage-rates/florida/

What does this mean for you?

➡️ Buyers: There’s more room to negotiate. If you’re pre-approved and prepared, now is the time to find hidden gems.
➡️ Sellers: Pricing strategy matters more than ever. Don’t chase the market—price it right the first time.
➡️ Homeowners: Refinancing may still be an option, especially if your current rate is above 7% or if you’re carrying high-interest debt.
➡️ Agents: Partner with a lender who knows how to navigate price cuts, appraisal issues, and creative financing.

📌 The market is shifting—not crashing. In this environment, working with a mortgage professional who can read the market and guide you with strategy is key.

📞 (239)-288-1595
📧 [email protected]
🌐 www.LetsGetYouApproved.com
NMLS #381054
Equal Housing Lender

Address

6719 Winkler Road #110
Fort Myers, FL
33919

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