Royal Public Adjusting

Royal Public Adjusting Royal Public Adjusting helps homeowners through difficult claim processes.

05/21/2026

What does it take to win a denied claim? D.E.F.

Documentation.
Evidence.
Facts.

These 3 things will DEFinitely get you an approval.

Your insurance company and adjuster aren’t always immediately looking out for your best interest. When they dig their heels in, it can feel like that’s the end. There’s nothing else you can do.

That’s not how we do things at Royal Public Adjusting.

First inspection, they agree to minor damages. No payout.

Second inspection, they realize they missed some things. Adjusted estimated, minimal payout. Still denying the big picture.

They dig their heels in. “Our coverage decision remains unchanged”

What do you do??

You keep proving the loss.

That what we do for you.

Let’s go.

01/16/2026

It’s fairly common to inspect a property and only look at the basics. I’ve seen it happen many times.

- You know the gutters are going to have damage.
- You know the roof vents are going to have damage
- You know the downspout are going to have damage

But, are you missing things that are important to proving the loss?

Always be sure you’re familiar with the materials used in constructing homes, because they are not always the same. You’re probably missing SO MUCH!

- Sidewall Flashing
- Base Flashing
- Metal Fascia
- Aluminum Corners
- Aluminum Window Wraps

Don’t leave the property half way inspected. Make sure you are documenting everything that is damaged, and even things that are not.

Call us today for a review of your claim!

12/29/2025

Claimed damage without supporting documentation is a long fight!

Collateral. You want to make sure that if you are claiming the home and the shingles were damaged by hail, you are able to support that claim.

It’s very important to look at every detail of the home, document every thing you see that is damaged, and notate its relation to the claim. If you find mechanical damages, DOCUMENT IT. Show the differences between what isn’t storm created damage and what is.

When submitting a claim for a date of loss that produced an estimated size hail stone at the property being claimed, make sure to support that with on site indicators. As you can see in the video below, we varying sizes of impact to support what the storm could have produced and compare it with other on site indicators such as spatter.

Every piece of material will absorb damage in different ways. The thickness of the metal as well as the underlying supporting material both change how a hail stone will cause damage and present itself during an inspection.

Call us today for a review of your claim!

12/28/2025

On this day: 12/22/2025

We have a 3rd inspection with Safeco, they assigned it to an engineer from Donan.

We also have a re-inspection granted by State Farm.

History of claim :
Heavy hail storm that caused damage to multiple areas of both properties. Both owners had vehicle damage caused by the hail storm, one of which was approved by the carrier for repairs. All metals were agreed to by the State Farm claim, and Safeco originally stated there was no damage caused by a storm from the date of loss.

Result of this days inspection?

Coverage was opened on all metals with Safeco and a potion of the shingles as a result of the hail storm. We are working with the carrier to get the roof replaced on multiple variables.

State Farm agreed to a full replacement of the roof, gutters, soft metals, downspouts, window wraps, and vehicle damage.

Reach out to us at Royal Public Adjusting for a review of your claim if you feel that you are being treated unfairly by your insurance company!

Don’t let the insurance company TELL you what the coverage decision is. Make sure that that position is warranted and fa...
01/24/2025

Don’t let the insurance company TELL you what the coverage decision is.

Make sure that that position is warranted and factual.

This homeowner had verified hail damage, but the carrier told them the damage occurred beyond the reporting period required by their policy.

We proved otherwise.

The insured got what is owed to them.

Proper coverage is a must. If you have any question that you arent getting the coverage you pay for, give me a call! I’ll look it over and get you taken care of.

12/26/2024

HIRING NOTICE!!

We are looking to bring on another Public Adjuster or someone willing to learn the role. Either an experienced licensed Public Adjuster or someone with experience in the insurance/residential construction industry.

Responsibilities will start light and expand over time with experience and knowledge.

Expected responsibilities for position :
On site inspections
Climbing roofs
Proper documentation of covered damages
Estimating valuation of damages
Interpreting policy language
Communicating with clients
Generating rebuttal communications with insurance providers

Please send me a message for more details if you are interested.

Make sure you are documenting every detail of damage and doing a full investigation of the property.
07/16/2024

Make sure you are documenting every detail of damage and doing a full investigation of the property.

06/05/2024

Meeting with an engineer to inspect the claimed damages on this clients property!

Does your public adjuster climb roofs? We do! Making sure to put our eyes on and document damages up close.
05/27/2024

Does your public adjuster climb roofs? We do! Making sure to put our eyes on and document damages up close.

This homeowner called me because their insurance company told them that they were only paying $4200 to repair the damage...
05/01/2024

This homeowner called me because their insurance company told them that they were only paying $4200 to repair the damages that they experienced from a busted water pipe.

I met them on site, did a full inspection, and investigated all the affected items surrounding the area that the water caused damage to.

Put an estimate together on the spot for what it would take to get fixed properly. My estimate came out to $16,556.

It doesn’t happen every time, but it is common to experience a lack in proper estimating from your insurance company. If you feel like you are unsure that your homeowners insurance is properly indemnifying you because of a loss that you filed a claim on, give me a call!

Now it’s time to go to work making sure their insurance pays what is owed for this homeowner!

Address

Franklin, TN
37064, 37065, 37067, 37068, 37069

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Royal Public Adjusting posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category