10/19/2026
It's National Retirement Security Week. You'll see a lot of posts about saving more.
I want to talk about the other half.
Picture this: you've counted down to your last day for years. The first Monday comes. You sleep in, have coffee on the porch… and by Wednesday you're reorganizing the garage. Again.
If you're 3–5 years out, here's what I'd want answered:
⏳ Time segmentation: is the money you'll spend in the next 3 years invested for that timeline?
🩺 Health coverage: will you be Medicare-eligible? If not, what's the bridge?
🧾 Tax buckets: tax-deferred, tax-exempt, taxed-now. Which do you draw from, and when?
🔄 A downshift: could a lighter role cover baseline spending and keep people in your day?
And the one people skip: will you actually do the things you say you'll do? Take longer stretches off now and see what fills your cup. ☕
Retirement security is half money. The other half is you.
Which of these haven't you thought about yet?
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