The Walter Years, LLC

The Walter Years, LLC Newlyweds and new parents on their journey to Financial Independence (FI) and helping others do the s

12/08/2025
12/05/2025

A 50-year-old nurse anesthetist turned his quilting hobby into a $117,000-a-month side hustle and now only works on it one day a week. cnb.cx/4ogkX8G

12/04/2025

38-year-old nurse quit her job to run a laundromat full-time—it brings in $475,000 a year: I work 'maybe 5 or 6 hours a week' on it. Find the link in the comments. ⬇️

04/23/2023
05/11/2022

This is how most rich people get rich. Slow and steady, regular contributions to their investments over long periods of time. It's not flashy, it's not exciting, but it has worked for over 100 years. The amount invested in this example is only $120,000 but the final value is over 10x more!‎‎
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The math on this assumes 10% per year growth of your investments. That's about the average return of the US stock market over the last 100 years. This doesn't account for inflation (meaning in 40 years $1.4M won't buy the same amount of stuff as it does today) BUT this example also doesn't account for increasing your monthly contribution with inflation and with your job growth. So, broad strokes, you will end up with a lot of money if you invest like this.‎‎
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Notice how at year 20, you're not even close to half way. That shows the powerful effect of compound growth. Time in the market is so valuable because it gives your investment time to snowball bigger and bigger. (At year 50 this investment is up to $3,840,898!) So don't wait to get started. As the Chinese proverb says, “The best time to plant a tree was 20 years ago. The second best time is now.”‎‎
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If you're worried about the market being down, that's actually a GOOD thing for new investors. That means you get to invest TODAY with market prices from over a year ago! That's like a free year of compound growth.

If you're new to investing, I've dumped everything I know into my "How to Build Wealth by Investing in Index Funds" course that's on sale NOW through Sunday (link in bio). ‎‎It's normally $79, but this week it's on sale for $59 which includes unlimited lifetime access including all future updates, and 20% of sales goes to charity! :)

As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.‎‎
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- Jeremy‎‎
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05/04/2022

Free crocs for healthcare workers!

04/12/2022

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(Check out our sister page on Instagram for the full backstory Instagram.com/FACTS)

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Gettysburg, PA

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