Allied Public Adjusters

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Allied Public Adjusters Property damage claim? We help make you whole.
888.812.5246
www.alliedpa.com

10/05/2026

On October 15, 2026, homeowners on the CA Fair Plan will have their insurance premiums go up by an average of 29.1%, the largest rate hike in FAIR Plan history. The standard FAIR Plan policy only covers fire, lighting, internal explosion, and smoke, leaving the 700,000 policyholders with the FAIR Plan underinsured and paying more. Allied Public Adjusters helps policyholder understand what they're actually covered for, and where they may be underinsured.

10/02/2026

This homeowner filed an insurance claim after a storm damaged their home, causing a roof leak. The claim as denied despite the visible roof damage, but a denial letter is not the final word. The denial letter needs to state clearly what the reason for denial is. If it doesn't cite a specific exclusion listed in your insurance policy, it's worth pushing back and asking for more information. Allied Public Adjusters has helped overturn wrongful denials and recovered money for homeowners which was rightfully owed.

10/01/2026

Older California homes were built to standards that are no longer up to date with current wildfire and earthquake risk. About half of the homes in California were built before 1976, meaning they were never built to modern construction standards. During the Camp Fire, a study showed that homes built before 1997 were about 70% less likely to survive than newer homes. The same era of construction predates modern seismic standards that came into effect as a result of the Northridge Earthquake. Allied Public Adjusters helps homeowners with older properties understand what's in their homes, what risks they face, and how that can affect a claim.

09/29/2026

The first insurance check you get from your insurance company is not a settlement offer. It's called an "undisputed payment." It's the insurer acknowledging that they owe at least that amount. Accepting that money doesn't close the claim or lock you in to that amount, but a low of homeowners hesitate to cash it because they think it's a negotiation tactic. Allied Public Adjusters helps homeowners understand what these payments mean and what their insurance company actually owes.

09/24/2026

The Plaskett and Timber fires have been burning near Big Sur since August, leaving burn scars over 55,000 acres of Monterey County. The intense heat of the flames changes the soil beneath them, creating a waxy surface that allows water to slide right off. This hydrophobic soil is the reason why landslides and mudslides become a bigger threat when heavy rains hit where wildfires burned just a few months before. With a super El Niño forecasted to arrive later this year, the risk of mudslides and debris flows in Monterey County is very high. This has happened in Monterey County before. A few months after the Dolan Fire in 2020, a debris flow took out a section of Pacific Coast Highway. Allied Public Adjusters helps homeowners understand property risk after a wildfire, specifically in the stretch between fire season and rainy season.

09/22/2026

Hidden water leaks can cause significant damage before they're ever discovered. It's important to preserve evidence of the damage to ensure your insurance company has all the information they need to determine if the loss is covered. If a pipe burst behind a wall, keep the broken piece of pipe. Your insurance company might want to go after the manufacturer of the pipe before paying you out, but that's backwards. They are obligated to cover your damage first before seeking subrogation from a third party. Allied Public Adjusters helps homeowners know how to prepare and strategize for the claims process to ensure that they recover what they are rightfully owed.

09/21/2026

Homes that survive a wildfire can still be unsafe to live in due to smoke contamination, and until now, there was no standard in California for testing or cleanup. This gap has potentially left thousands of homeowners living in hazardous conditions that their insurance companies could claim were "safe enough." Now, two new bills have been signed by Governor Newsom to change that.

AB 1642 creates the nation's first science-based testing and remediation standards. AB 1795 puts the burden of proof on the insurance companies, requiring them to pay for testing to determine if the home is damaged and to what extent. Over 13,000 smoke damage claims were filed during the Palisades and Eaton fires alone, from homes that never even burned. Now, homeowners like these have a path to ensure that the home they move back into is truly safe and clean. New standards mean new accountability, and Allied Public Adjusters can help homeowners make sure that their payout matches what they're truly owed.

09/17/2026

The Elephant Fire burned through Lassen, Plumas, and Sierra Counties this July, tearing through the same ground that the Loyalton Fire scorched in 2020. After the earlier fire, the state of California barred insurers from dropping policies in the area for up to one year, a moratorium intended to help protect homeowners. Once that year was up, carriers started leaving and FAIR Plan enrollment has nearly tripled since 2021. That means homeowners who survived two fires in the same spot were also with a shrinking private insurance market. At Allied Public Adjusters, we can help homeowners understand and prepare for this kind of layered coverage gap.

09/15/2026

This homeowner's roof leak insurance claim was denied despite there being visible damage present. Different insurance policies have different exclusions, meaning they don't all cover the same types of damage. Some cover storm water intrusion, even with an old roof, while other require a specific named peril (like wind damage or tree impact) to be what created the opening. A denied claim isn't necessarily dead. Insurance companies have to review any new evidence you submit to determine if the cause was indeed covered. Allied Public Adjusters helps homeowners navigate complex claims, even those that start off denied. Thorough investigation could identify the covered cause that turns a denial into a payout.

08/25/2026

California regulators are taking legal action against State Farm, pursuing the largest penalty against an insurer this century, due to how State Farm handled claims from the Eaton and Palisades Fires. State Farm has handled nearly a third of all home insurance claims filed from the LA Wildfires in 2025, with multiple violations occurring per claim on average. Homeowners describe being bounced between adjusters, forced to restart their claims each time, and have consistently been underpaid or even denied for smoke damage that should have been covered. State Farm now faces millions of dollars in fines. Allied Public Adjusters has represented homeowners through mishandled claims for almost 30 years. If your payout doesn't match what your policy should cover, that's exactly what we help to sort out.

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Glendale, CA
91202

Telephone

+18888125246

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