Finance With Jasmine

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Finance With Jasmine I'm Jasmine, your go-to for accounting, home loans, life insurance, and making money make sense. No judgment, just real talk. FinanceWithJasmine.com

I have a deep passion for financial education and love helping people understand the ins and outs of some of the biggest decisions they will ever make in their lives. Whether it's guiding first-time homebuyers, assisting investors in growing their portfolios, or helping families achieve financial stability, I am dedicated to making financial literacy accessible and easy to understand. My goal is to ensure that every client feels confident, informed, and supported every step of the way.

Rates rose again this week. That makes seven in a row, in case anyone was keeping score.The better news: more homes are ...
10/09/2026

Rates rose again this week. That makes seven in a row, in case anyone was keeping score.

The better news: more homes are for sale, and more sellers are lowering their list prices.

One thing to keep in mind: the number in the headlines is a national average, not your rate. Yours depends on your credit profile, loan program, and property, and pricing varies by lender.

10/01/2026

Friendly October 1st reminder:

Either your mortgage is due…

OR your landlord’s mortgage is due.

And somehow YOU’RE making the payment either way. 😂

I’m just saying.

Well, that's a wrap on the month, friends! 🎉I just want to say thank you. Thank you to the clients who trusted me with o...
09/30/2026

Well, that's a wrap on the month, friends! 🎉

I just want to say thank you. Thank you to the clients who trusted me with one of the biggest moves of their lives, to the agents and partners who make every closing smoother, and to this awesome community for cheering each other on. Every question you sent, every coffee/wine chat, every "can I buy a home if...?" conversation reminded me why I love this work.

This month was full of learning, a few late nights, and plenty of little wins worth celebrating. Whether you're just starting to dream about homeownership or already deep in the process, I'm so glad you're here.

Looking ahead to next month, I'll keep sharing tips, answering your questions, and keeping things simple and jargon-free.

What's one thing you'd love to see more of from me? Comment below or DM me, I read every one!

Not a W-2 earner? That doesn't mean a mortgage is off the table.Non-QM loans look at your income a little differently. Y...
09/22/2026

Not a W-2 earner? That doesn't mean a mortgage is off the table.

Non-QM loans look at your income a little differently. You might use bank statements or a P&L if you're self-employed, or a property's rental income if you're investing.

And if your tax returns already tell the story? Great, start there. Non-QM is a tool, not a shortcut.

Curious which one fits your situation? Send me a message or visit FinanceWithJasmine.com.

Jasmine Atkins, NMLS #2570012 | NEXA Lending, NMLS #1660690 | Equal Housing Lender. Guidelines vary by lender and program.

Mortgage rates edged higher this week after a stronger-than-expected August jobs report lifted Treasury yields and tempe...
09/10/2026

Mortgage rates edged higher this week after a stronger-than-expected August jobs report lifted Treasury yields and tempered expectations for a Federal Reserve rate cut. With the Fed's September 16 meeting approaching, markets remain on edge, and borrowers should expect rates to stay sensitive to incoming economic data in the days ahead.

Mortgage rate data shown is provided by Freddie Mac through its Primary Mortgage Market Survey® (PMMS®) as of 9/10/26.

You really can’t talk about the history of housing in America without talking about labor.Workers built the houses, pave...
09/07/2026

You really can’t talk about the history of housing in America without talking about labor.

Workers built the houses, paved the streets, created the neighborhoods and powered the economy that made homeownership possible. And throughout history, wages and access to opportunity have played a major role in who could afford to own a home.

So this Labor Day, I’m celebrating more than hard work. I’m celebrating the people whose labor helped build the communities we call home.

Happy Labor Day.

The 30-year fixed rate ticked higher this week as renewed Middle East tensions pushed oil prices up, reviving inflation ...
09/03/2026

The 30-year fixed rate ticked higher this week as renewed Middle East tensions pushed oil prices up, reviving inflation worries. Even so, most forecasters still expect rates to stabilize rather than climb sharply further, and purchase demand has remained resilient -- a sign buyers are adjusting rather than pulling back from the market. Information based on the Freddie Mac Primary Mortgage Market Survey® as of 9/3/26.

September has played a bigger role in housing history than most people realize. From expanding access to affordable hous...
09/02/2026

September has played a bigger role in housing history than most people realize. From expanding access to affordable housing to the creation of HUD, the policies shaped then still affect homeownership today.

In 1984, the average 30 year mortgage rate was 13.88%.Rates move in cycles, but waiting for the “perfect” rate can mean ...
08/31/2026

In 1984, the average 30 year mortgage rate was 13.88%.

Rates move in cycles, but waiting for the “perfect” rate can mean putting your plans on hold indefinitely.

The better question is: What makes sense for you right now?

Your rate is only one part of the picture. Price, credit, down payment, loan program and overall strategy matter too.

If homeownership is the goal, let’s look at the numbers and build a plan.

A lot of investors assume their tax returns or personal income will keep them from financing the next property. That isn...
08/29/2026

A lot of investors assume their tax returns or personal income will keep them from financing the next property. That isn’t always the case.

If you’re buying your first rental, adding to your portfolio, or trying to refinance out of short-term financing, DSCR may be worth looking into.

Sometimes the property can tell a stronger story than your tax return does.

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Glendale, WI

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+12629718905

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