Jasmine Atkins

05/29/2026

Why pay 20%+ interest to a credit card company when you may have another option?

Your home equity may offer access to lower interest rates than credit cards or personal loans, potentially helping you reduce monthly payments and pay off debt faster.

Like any financial decision, it’s important to understand both the benefits and risks before using your home as collateral.

Home equity levels remain high, but using that equity to consolidate your debt can come with big trade-offs.

05/29/2026

Pending home sales have increased for three consecutive months, showing that buyer demand hasn’t disappeared.

Some buyers are waiting for the “right time,” but there’s no guarantee if or when rates will move lower. What we do know is that when more buyers enter the market, inventory can tighten and competition can increase.

The best time to start preparing is before everyone else decides it’s time to buy.

Source: Freddie Mac Primary Mortgage Market Survey® as of 5/28/26

05/26/2026

Today is about remembrance.

Forever grateful.

05/21/2026

Mortgage rates moved higher this week as inflation concerns and Treasury yields pushed borrowing costs upward. Markets are also reacting to changing expectations around future Federal Reserve decisions, which continue to impact rate movement.

Even with the recent increase, rates are still lower than they were this time last year, and market conditions can shift quickly.

In a changing market, preparation matters more than timing.

05/20/2026

Helping clients feel informed, prepared, and confident throughout the homebuying process will always be the priority.

Reviews like this mean a lot because they reflect the experience I work hard to create for every client: proactive communication, honest guidance, and strategy that makes people feel empowered instead of overwhelmed.

Thank you to every client who trusts Finance With Jasmine during such an important chapter.

05/14/2026

Good news if you've been watching rates 👀

Mortgage rates ticked down slightly this week — and when you zoom out, we're nearly half a percent lower than we were a year ago. That's movement in the right direction.

Purchase demand is softening a bit, but it's still running ahead of where it was at this same time last year. And existing home sales? They're quietly creeping up too.

If you've been on the fence, the market is giving you something to work with. Let's talk about what today's rates mean for YOUR buying power.

05/08/2026

Good news for buyers!

New-home prices are at their lowest since July 2021, inventory is up, and conditions are slowly improving heading into spring. The market is shifting. It's your time!