Kanai Wealth Management Group

Kanai Wealth Management Group Our specialty at Kanai Wealth Management Group is retirement income planning for our pre-retirees and retirees. www.finra.org
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As a Certified Financial Planner™, RICP™ & ChFc™ we are focused on developing a customized financial plan that will be tax efficient in helping people reach their goals Our focus is on reducing the stress for our clients through planning, research, risk management and monitoring so our clients can enjoy their families and lives without worrying about their financial futures.

Determining what age to begin claiming your Social Security benefit is a big decision. You could start as early as 62 or...
09/02/2026

Determining what age to begin claiming your Social Security benefit is a big decision. You could start as early as 62 or wait later—up until age 70.

There are a few factors to consider as you make your plan. We break it down for you here:

Your plan shouldn't look the same when you’re 55 as it did when you were 35, and part of that is because you have ever-changing goals. So how do you know when it’s time to adjust your financial plan?

August is usually considered a weak month for stocks. This year, the S&P 500 is up about 3% with one trading day left.Th...
09/01/2026

August is usually considered a weak month for stocks. This year, the S&P 500 is up about 3% with one trading day left.
That matters, because when August was positive and stocks were already up 10% to 17.5% for the year, the final four months gained in 10 of 11 past instances.
It’s a small historical sample, not a forecast. But it’s one reason September’s bad reputation may not tell the whole story this year.
See what the seasonal data is showing heading into fall:

With a day to go, the S&P 500 is up a very impressive 3% during the historically weak month of August. That’s the good news. The bad news? September

Retirement might be your main goal, but it’s probably not the only one.You may also be planning for healthcare costs, co...
08/28/2026

Retirement might be your main goal, but it’s probably not the only one.

You may also be planning for healthcare costs, college for a child or grandchild, or other long-term needs.

That’s where tax-advantaged accounts come in. A 401(k), Roth IRA, HSA, or 529 can each offer different tax benefits depending on the account and how it’s used.

See how these accounts work across different parts of your financial plan:

While each of us has our own set of financial goals and objectives, one smart strategy can be beneficial in any number of situations: tax-advantaged

Ten years from retirement, you still have time to save, adjust, and think seriously about the life you want to fund.Five...
08/26/2026

Ten years from retirement, you still have time to save, adjust, and think seriously about the life you want to fund.

Five years out, the conversation gets more practical. What will you spend? Where will your income come from? Are you on track?

With one year to go, it’s time to start putting more of the plan into motion and even “test drive” what retirement might feel like.

See what may deserve your attention at each stage:

Regardless of whether you plan to retire in 10 years or are shooting for early retirement, there’s one main goal your planning should be working toward:

A lot of the headlines around the markets right now are focused on stocks, but there’s another part of the market worth ...
08/25/2026

A lot of the headlines around the markets right now are focused on stocks, but there’s another part of the market worth watching: debt.

Debt is becoming a bigger part of the market story—from $40 trillion in U.S. government debt to the growing use of debt to fund the AI boom.

While we believe the summery rally looks likely to continue, it’s a reminder to keep the bigger picture in view.

Get our full analysis on recent market moves

After hitting new highs the previous week, stocks pulled back last week as long-term interest rates continued to march higher. The big story was the

Before you figure out how much you’ll need for retirement, it helps to know what you’re actually planning for. Travel? M...
08/21/2026

Before you figure out how much you’ll need for retirement, it helps to know what you’re actually planning for.

Travel? More time with family? New hobbies? Maybe a move somewhere warmer?

And that picture may change as retirement goes on. The active early years can look very different from the years when health, support, and a slower pace become more important.

See how thinking through each phase of retirement can help you plan for the life you want:

During your working years, retirement can feel like a distant, far-off time in your life that you hope to get to someday. And though you may think of it

At first glance, Social Security sounds simple: claim early or wait. But that one choice can affect your monthly income ...
08/19/2026

At first glance, Social Security sounds simple: claim early or wait.

But that one choice can affect your monthly income for the rest of your life. And if you’re married, your decision could affect your spouse’s benefits, too.

Then add taxes, Medicare, longevity, and other sources of retirement income, and there’s a lot more to consider than just picking an age.

See how Social Security may fit into your bigger retirement picture:

Retirement is full of important decisions. But in my opinion, few carry as much long-term impact as when and how you claim Social Security benefits. While

Stocks reached new highs last week. You might not guess that from how investors are feeling. Bears have outnumbered bull...
08/19/2026

Stocks reached new highs last week.

You might not guess that from how investors are feeling.

Bears have outnumbered bulls for four straight weeks, and retail investors recently sold at one of the fastest clips on record.

Historically, bull markets have tended to end amid euphoria, not when investors are still this nervous.

See why all that caution may be worth paying attention to:

If you only listened to investors last week, you would think stocks were nowhere near record territory. Bears outnumbered bulls again in a widely followed

Saving for retirement isn’t only about how much you put away. How you save can matter, too. Traditional and Roth IRAs bo...
08/14/2026

Saving for retirement isn’t only about how much you put away. How you save can matter, too.

Traditional and Roth IRAs both offer tax advantages, but those benefits show up at different times. One may provide a deduction today, while the other offers the potential for tax-free qualified withdrawals later.

See how the tradeoffs differ and what else may factor into the choice:

Multiple retirement savings vehicles are available but having options can be overwhelming. Each option comes with different rules leading to a variance of outcomes in the short-term and long-term. It’s not that dissimilar to choosing what to eat.

Address

2050 Celadon Drive NE, Suite D
Grand Rapids, MI
49525

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16168083315

Website

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