Zachary VanHorn - Insurance Advisor

07/15/2024

07/12/2024

Good article for people who want a non-biased overlook of what you should look out for when you decide to buy life insurance.

The only gripe I have is that they say it's not super important who you call when you're ready to make this decision.

I think it's important to call someone:

1.) Who has access to plenty of A-rated insurance companies
2.) Who can properly assess your needs
3.) Who you can trust to give you an unbiased opinion of what's best for you.

With that being said, generally, something is better than nothing!

If you've been putting this off because it's morbid and boring but you're ready to start the conversation, shoot me a DM.

If you already have a policy but you're not sure if it's the right fit for you, I'll be happy to give you a complimentary review.

The first rule of life insurance: Stop pretending the problem will go away if you ignore it. The second rule is that it's actually not that hard, as long as you avoid the most common pitfalls.

06/12/2024

Life Insurance can seem like a chore, but it is important. We can help take some of the headaches out of the process. Work with a broker to find the best solution for YOU.

We see it too often that people wait until something happens to be proactive, Buy it when you're young and healthy.

06/06/2024

When I ask people what they think of when I say Long-Term Care, I always get the same response. "Nursing home"

We look at Long-Term Care insurance as ANTI-Nursing home insurance. In reality, the lion's share of care is provided at home.

We help our clients create a care plan that allows them to remain safe in the comfort of their own homes for as long as possible, allows their families to manage their care rather than provide it & protects their retirement income.

If you've ever experienced this with a family member, you know just how hard it is.

Don't let being unprepared make it harder than it needs to be, work with a financial professional to create a plan today.

04/29/2024

Focusing on Risk Management, we help you protect against what can go wrong, while you invest in what can go right.

Whether you're just getting started, or nearing retirement, you should take a moment to ask yourself, what could go wrong?

Income drives the financial plan for young people, so you should consider protecting it. If you were sick or hurt & couldn't work, how would that affect your plan? What if there was a premature death in the family?

As you're nearing retirement, you're faced with many questions...

Will I run out of money? We help you use some of your nest egg to create a guaranteed paycheck you can never outlive.

Could my financial plan bear the costs of a Long-Term Care event? These things can cost $10,000+ Per month.

We help you transfer some or all of that risk to an insurance company so you can ensure your retirement income remains sufficient as you age.

Saving, investing & paying down debt is a huge part of the financial plan, but risk management ensures you'll get from point A to point B.

04/23/2024

Many times, we get stuck in growth mode. Running a business is hard, and it takes a lot to make it work.

The last thing most people want to think about is insurance, but I've personally experienced what can happen in business when these things are put off too long.

It's important to sit down with a financial professional who can analyze things through a different lens, and help you make sure you're covered if things don't go according to plan.

Shoot me a DM to schedule a no-obligation conversation to make sure you & your partners have the proper risk management in place!

04/18/2024

04/09/2024

As Independent brokers, we work with you to help you understand what solutions fit your situation.

We don't pigeonhole you into what is best for us.

Unfortunately, bad things can happen to good people.

Fortunately, you have someone on your side to protect your family's future.

Let's talk.