06/11/2026
Nobody tells you that access to capital completely changes once you are a small business owner. Many business owners may anticipate that it may be difficult to get a business loan, but you may not consider the challenge to get a home loan, especially in the first few years of your business’ operation.
Recently I encountered a small business owner facing this common challenge - getting a home loan as a business owner. I was able to bring together two of the business experts in my network to help. One expert was Meghan Kizer, a small business bookkeeper and tax professional. The other was Justus Sharp, a mortgage lender with specialty loan expertise pertaining to small business owners. While most banks and mortgage lenders focus on home loans for borrowers with W2 or 1099 incomes that have clear documentation history, business owners have only their business financials and completed tax returns, which are harder for most lenders to parse for income documentation. When Meghan shared that one of her small business clients was working with a traditional mortgage lender that was unfamiliar with business owner income documentation, I immediately made the connection to Justus, knowing he could help.
Making these professional connections is part of what we do every day to level the professional landscape and enable growth.
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