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FC&P Art is an active real estate broker and President of Landmark, REALTORS & Dot Lortie Realty, a 4 office firm serving Western MA and Northern CT.

FC&P, LLC- Ferrara Consulting & Properties
Consulting in all matters of real estate: New construction, renovation, landlord/tenant, land use, business development, investment, property flips, accessibility, small business development. Art brings over 36 years of real estate experience to FC&P - Ferrara Consulting & Properties. His goal is to help clients save time, money and get excellent results in all matters real estate. Art is a lifelong resident of Hampden, MA He and his wife, Sharon have three adult children. Real estate is in their blood with all three children active in sales and property investing. The family operates a successful Airbnb on Lake George in Wales, MA. When not working they enjoy time together on the water or anything competitive, especially the board game, Monopoly. FCP, LLC is a family involved business utilizing the skills of Art and his children, Nick Ferrara, Zack Ferrara, Belle Ferrara and his Daughter In-Law, Stephanie Ferrara and their network of real estate experts.

02/10/2026

Attention Massachusetts Seniors: Don’t Leave Up to $2,820 on the Table! Are your property taxes taking a massive bite out of your budget? You might be sitting on a "hidden" refund.

Massachusetts Senior Circuit Breaker Tax Credit. Think of it as a financial safety valve: when your property taxes get too high relative to your income, the "circuit" trips and the state sends money back to you.

How It Works:" The credit activates if your property taxes (plus 50% of your water/sewer bills) exceed 10% of your total income.đź“‹ 2025 Eligibility (Filing Now in 2026) Requirement 2025 Limit Age 65+ by Dec 31, 2025 Max Credit $2,820

Income (Single)$75,000 Income (Married Joint)$112,000 Max Home Value$1,298,000 ip: "Total Income" includes your full Social Security benefits, even the parts that aren't usually taxed!

Why This is Better Than a Deduction This is a refundable credit. If you owe taxes: It wipes out your bill first, and you get the rest as a check. If you owe $0: You should still file! The state will send you the full credit amount (up to $2,820) as a refund check.

Don't let this benefit go underutilized! Contact your tax preparer for more details.

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275 Wilbraham Road
Hampden, MA
01036

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