02/10/2026
Attention Massachusetts Seniors: Don’t Leave Up to $2,820 on the Table! Are your property taxes taking a massive bite out of your budget? You might be sitting on a "hidden" refund.
Massachusetts Senior Circuit Breaker Tax Credit. Think of it as a financial safety valve: when your property taxes get too high relative to your income, the "circuit" trips and the state sends money back to you.
How It Works:" The credit activates if your property taxes (plus 50% of your water/sewer bills) exceed 10% of your total income.đź“‹ 2025 Eligibility (Filing Now in 2026) Requirement 2025 Limit Age 65+ by Dec 31, 2025 Max Credit $2,820
Income (Single)$75,000 Income (Married Joint)$112,000 Max Home Value$1,298,000 ip: "Total Income" includes your full Social Security benefits, even the parts that aren't usually taxed!
Why This is Better Than a Deduction This is a refundable credit. If you owe taxes: It wipes out your bill first, and you get the rest as a check. If you owe $0: You should still file! The state will send you the full credit amount (up to $2,820) as a refund check.
Don't let this benefit go underutilized! Contact your tax preparer for more details.