10/16/2026
Will your retirement savings last as long as you do?
For many Americans, running out of money in retirement is one of their biggest financial concerns. The challenge is that retirement planning isn't just about reaching a savings goal. It's about creating a strategy that accounts for longevity, spending needs, healthcare costs, inflation, and life's unexpected twists and turns.
Here's why it matters: people are living longer than ever, which means retirement income may need to last 20, 30, or even 40 years. A thoughtful retirement plan can help you evaluate potential risks and make informed decisions about your future.
Americans fear running out of money in retirement more than death, yet the government doesn’t track how often that fear becomes a reality.