Lubava Martushoff

12/05/2021

Remember to take your time and make smart decisions during a time of crisis.

05/08/2021

If you ever find yourself going through a tough financial season, remember to focus on taking care of your 4 Walls FIRST, and in this order.

Cover utilities before you pay your rent or mortgage. This is because in most cases, your lights or water risk being shut off before you'd be evicted.

During a storm, you've got to prioritize your expenses. Don't ever pay a debt before you buy food. Pause paying extra on debts and save money while you weather the storm. Once your income stabilizes, you can resume working the 7 Baby Steps.

Always remember - there's a light at the end of the tunnel, and you DO have what it takes to get to the other side of whatever situation you're facing.

03/14/2021

Join me on Telegram, I'm teaching a 4-month class on all things Personal Finance.

01/23/2021

Just for fun, if an 18 started a retirement account.

01/03/2021

Fishermen and contractors, can you make a budget on an irregular income? Yes, you can. Contact me, let me guide you step by step to create a realistic irregular income budget.

01/03/2021

I am looking for three brave couples or single people to coach financially. This will be a three-month commitment; I am offering it for free. I will help you organize your money, create a realistic budget (even on an irregular income, like fishing and construction), create sinking funds, a debt-free plan, and savings for your children’s future. I will educate you on insurances, retirement accounts, basic investing, wealth building, and calculating your net worth. We can also develop some SMART money goals. Please do not hesitate to contact me. I promise complete confidentiality. The smart decisions you make this year will reward you handsomely in the future. Make 2021 your year of financial peace.

11/07/2020

11/07/2020

Jackie Cummings Koski, a Certified Educator in Personal Finance (CEPF®), and author of the book, “Money Letters 2 my Daughter” unveils her real numbers behin...

11/07/2020

Once a week, sit down and go over all of your finances. Check accounts balances, go over purchases and accounts: update spreadsheets or other registers. Keep on top of your money.