06/08/2026
🚨 Toast Processing Rate Increases Continue
A recent notice sent to a Toast merchant shows the following processing rate adjustment beginning in September 2026:
💳 Visa, Mastercard & Discover: +0.20%
💳 American Express: +0.21%
For a large-scale restaurant processing card-present sales, this increase could add $12,000–$12,600 annually in fees.
With food, labor, insurance, rent, and utility costs already increasing, even a fraction of a percentage can significantly impact a restaurant’s bottom line.
Restaurant owners should regularly review the complete cost of their payment system, including processing, software, hardware, and support to make sure it continues to provide the right value.
If you’re concerned about how pricing changes are affecting your restaurant, reach out to our local team for an honest second opinion.
📞 603-623-0561
📧 [email protected]
Electronic Payments Northeast — Keeping payments honest, simple, and local.