Credit Repair was made possible by the Fair Credit Reporting Act of 1971. Congress enacted this law after coming to the conclusion that false credit reporting can be a matter of Life or Death. Inaccurate reporting can severely damage someone's rights to the pursuit of happiness in America. Their are numerous laws enacted by congress to help protect citizens and their credit profile. ex: FDCPA, FC
RA, FACTA, TILA and many more. Please do your own research! THE FCRA give you the consumer right to dispute any and all information on your credit report. Obligating the Credit Reporting Agencies to investigate your disputes for accuracy within 30 days of receipt of the dispute.
*We do not provide legal advice