01/16/2026
High deductibles. Sky-high out-of-pocket costs. One medical emergency away from financial devastation.Open enrollment isn't just paperwork season. It's your moment to show your team you actually understand what keeps them up at night.🌙The companies winning the talent war aren't just offering "good benefits"—they're building comprehensive safety nets that include catastrophic coverage and supplemental protection.Because competitive wages mean nothing when a hospital bill wipes out someone's savings.