Wealth Standard Financial

09/16/2026

You’ve probably spent years thinking about how much you’ll need for retirement.

It’s also worth thinking about how taxes could affect that money once you start using it.

From withdrawals and Social Security to Medicare and estate planning, here are 8 areas to review as you get closer to retirement: https://wealthstandardfinancial.com/insights/blog/8-tax-planning-considerations-every-pre-retiree-should-know/

09/14/2026

Oil may be getting most of the attention, but the inflation story is broader than energy.

Prices are still rising across everyday services, while manufacturers are also dealing with higher costs for things like electronics, steel, and semiconductors.

That broader pressure is one reason Carson’s Investment Research team is taking another look at what the Fed may do next.

See what’s changing in the inflation picture and why it could matter for rates: https://wealthstandardfinancial.com/insights/blog/market-commentary-stocks-wobble-as-the-fed-gets-ready-to-act/

09/12/2026

Roth IRA or traditional IRA?

It sounds like a simple choice, but current contribution limits and factors like your age can affect where you’re eligible to contribute.

This calculator can show, down to the dollar, which combination of Roth, tax-deductible traditional, and nondeductible traditional IRA contributions your household may be allowed to make.

See your contribution options: https://wealthstandardfinancial.com/calculator-roth-ira-traditional-ira/

09/10/2026

Retirement can last for decades, and chances are, you won’t spend every year the same way.

At first, you might find yourself traveling more, trying new things, or spending on experiences you’ve always wanted. Later, life might slow down a bit. Healthcare and support may start to play a bigger role, too.

That’s why it’s helpful to think about how your life and your spending could change over time instead of planning around just one version of retirement.

Take a look at what each phase could mean for the retirement you’re working toward: https://wealthstandardfinancial.com/insights/blog/getting-ready-to-retire-how-to-be-fully-prepared/

09/09/2026

It’s hard not to notice that $1,000 federal contribution right away.

But there’s a lot more to Trump Accounts than just that first deposit. Parents, grandparents, and even employers can pitch in over time, but most of those contributions have to stay under the same annual limit.

And when the child turns 18, the account changes again.

If your family is thinking about opening one, here’s what to know about how it works now and what changes later on: https://wealthstandardfinancial.com/insights/blog/trump-accounts-what-you-need-to-know-about-eligibility-contributions-and-long-term-planning/

09/08/2026

The Fed’s next move will get plenty of attention.

But if rates start moving higher again, the bigger story may be what happens after that first increase.

In four of the last five hiking cycles, the S&P 500 was higher a year after the first hike. The exception was the aggressive 2022–23 cycle, when rates climbed from 0.25% to 5.5%.

See why the pace of future rate hikes may matter just as much as the first move: https://wealthstandardfinancial.com/insights/blog/market-commentary-a-hot-economy-meets-a-reluctant-fed/

09/06/2026

09/05/2026

How much could your 401(k) grow by the time you’re ready to retire?

It can be tough to picture what today’s contributions could mean years down the road. A few simple numbers can help put it into perspective.

Try our 401(k) calculator to see how your savings could add up over time and get a better sense of whether you’re on track. https://wealthstandardfinancial.com/401k-calculator/

09/04/2026

Looking for smart strategies for preparing for retirement?

We’ve got 10 practical retirement planning tips that can help you build the financial foundation you need for the next chapter of your life.

Consider adding some of these to your retirement to-do list: https://wealthstandardfinancial.com/insights/blog/10-ways-to-prepare-for-retirement/

09/02/2026

Determining what age to begin claiming your Social Security benefit is a big decision. You could start as early as 62 or wait later—up until age 70.

There are a few factors to consider as you make your plan. We break it down for you here: https://wealthstandardfinancial.com/insights/blog/when-should-i-start-claiming-social-security/