ZC Settlement Advisors / Ringler

10/07/2026

Structured settlements provide victims of physical injury and wrongful death claims with long-term financial security through guaranteed, income tax-free payments.

10/02/2026

Employees who recover damages from a wrongful termination, discrimination, or harassment claim, have the option to choose whether to receive the money in a lump sum or through tax deferred periodic payments. Find out how these Non-Qualified Assignments deliver tax efficiency and income security.

09/21/2026

Joe Mercado is taking Workers’ Comp to New Heights at ELEVATE!

09/18/2026

What Really Determines the Value of a Settlement?
Chris Chan and Attorney Richard Kim discuss taxes, benefits & the final outcome.

https://loom.ly/SB4xMSg

In this episode, we sit down with Chris Chan of ZC Settlements at Ringler and Richard Kim,  principal attorney at the Law Offices of Richard Kim. We talk about how taxes and government benefits can have a major impact on the final outcome of ...

09/18/2026

Connecting, collaborating, and enjoying a little Tahoe time at CAJPA!

09/18/2026

Great conversations. Great connections. Great energy at CABB in Mission Bay!

09/11/2026

We’re heading to San Diego! 🌴

Mike Zea and Joe Mercado of the ZC team are excited to be attending the 2026 CABB Annual Conference September 17–18 at the Hyatt Regency Mission Bay.
We’ll be at CABB to connect with business brokers and other transaction professionals and discuss how Structured Installment Sales (SIS) can be incorporated into the planning process for qualifying business and real estate transactions.
The closing of a business or property sale is only part of the conversation. How the seller receives the proceeds can have a meaningful impact on their long-term financial goals.
Whether you have a transaction on the horizon or simply want to better understand how these strategies work, come find our booth and say hi.

Looking forward to having some great conversations in San Diego.
📍 Hyatt Regency Mission Bay
📅 September 17–18, 2026
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09/06/2026

This Labor Day, we honor the hardworking men and women whose dedication, determination, and contributions helped build our nation.

09/05/2026

Congratulations to our lucky winner—and thank you to everyone who stopped by to connect with us.

09/04/2026

Big ideas. Great connections. Vegas energy. The ZC Team had a fantastic time connecting with leading trial lawyers, judges, and legal professionals at CAALA!