06/22/2026
A recent study by Moody's indicates that residential flood exposure in the United States poses a growing credit risk due to a significant insurance protection gap. This gap is expected to worsen for property owners and local governments as a result of aging infrastructure, increased rainfall, stronger storm surges, and continued development in flood zones.
The study emphasizes a structural mismatch between expanding flood risk and existing insurance coverage, which leads to higher uninsured losses.
In light of these findings and the Atlantic hurricane season underway, have you secured your flood insurance coverage to mitigate the risk of uninsured losses? We, at Axios Risk Solutions, would be happy to discuss your options further.
Contact Axios Risk Solutions: https://www.axiosrisksolutions.com/contact-us
Link to Moody's Article: https://www.moodys.com/web/en/us/insights/physical-transition-risk/us-flood-risk-a-country-level-analysis.html
