Salt of the Earth CPA

08/27/2026

Did most pastors know they're taxed two different ways at once?

At Salt of the Earth CPA, helping ministers isn't a side service. It's one of our core specialties, because clergy tax rules are some of the most misunderstood in the tax code.

A few things every pastor should know:

- Ministers have dual tax status: employees for income tax, but self-employed for Social Security and Medicare, so most pay SECA instead of standard F**A

- A properly designated housing allowance can be excluded from income tax, but it must be approved in writing by the church board first

- Since churches usually don't withhold self-employment tax, ministers are typically responsible for their own quarterly estimated payments

- We also help churches set up compensation and housing allowances correctly from the start

Whether you're a pastor, missionary, church staff member, or run a religious nonprofit, we speak your language and help you stay compliant while keeping more of what you earn.

Ready to get your clergy taxes handled right? Book a call with our team today on our website: httple://saltoftheearthcpa.com

08/17/2026

Today's the day! Salt of the Earth CPA is officially open for business at our brand-new office in Johnson City, TN!

After months of planning, we're so grateful to finally welcome you into a space built to serve you better, from tax strategy and planning to nonprofit and church accounting. Come say hello, grab a cup of coffee, and let's talk about how we can serve you!

Address: 2726 E Oakland Ave, Suite 105, Johnson City, TN 37601

A faith aligned CPA firm for Christian business owners, pastors, and ministries. Tax, accounting, and bookkeeping services under one roof, plus regular short Bible studies and reflections for the community we serve.

08/12/2026

Big news: our in-person office is officially opening on August 17th, and we want to celebrate with you.

From the moment our doors open through August 31st, anyone who signs up with Salt of the Earth CPA in person will receive a FREE 1-year membership to our Stewardship Circle, a $300 value, completely on us.

The Stewardship Circle gives you a growing library of clear, faith-centered answers to the tax and money questions you're actually asking. No jargon, no guesswork.

This offer is only for clients who sign up in person at our new office, and only through the end of the month, so mark your calendar for the 17th and don't wait too long after that.

📍Doors open August 17th.
📅Offer valid through August 31st.
👉Book your visit now:

Visit Our Johnson City Office Salt of the Earth CPA is a virtual-first firm serving clients globally, but we’re excited to work with local clients and friends to our Johnson City, TN office in person. Not local, or prefer to meet virtually? Schedule a virtual Discovery Call → Schedule Your In-Pe...

08/03/2026

Big things happening in Johnson City!

We're thrilled to announce that Salt of the Earth CPA is opening our doors on August 17th! We're here to help you with all your Advisory, Tax, and Accounting needs.

Come say hello, grab a coffee, and let's talk about how we can support your financial goals.

Mark your calendars and see you soon!

Biblically grounded tax, accounting, and advisory for churches, ministries, Christian businesses, and families. One faith-aligned team, all 50 states.

07/30/2026

A client came to us convinced their books were fine. They weren't. It cost them about $4,200 in missed deductions and penalties.

This isn't rare. It's the most common thing we see when a business owner has been doing their own books.

Here's what usually happens: when we review a new client's books, we're not just checking totals. We're looking at how transactions were categorized, whether quarterly estimates were paid on time, and whether personal and business spending ever got mixed together. Those are the three places we find money left on the table almost every time, and none of them show up as a red flag until tax season, when it's too late to fix.

That's the review we do with every new client before we touch a return: find what's been missed, fix what's fixable, and build a system going forward so it doesn't happen again.

If you've ever wondered whether your books are actually right, that's worth a real conversation.

Book a free Discovery Call today or read more on our website!

Biblically grounded tax, accounting, and advisory for churches, ministries, Christian businesses, and families. One faith-aligned team, all 50 states.

07/28/2026

A Core Value We Stand On: Contentment That Frees You to Give

"Now godliness combined with contentment brings great profit. For we have brought nothing into this world, and so we cannot take a single thing out either. If we have food and shelter, we will be satisfied with that. But those who long to be rich fall into temptation and a trap and many senseless and harmful desires that plunge people into ruin and destruction. For the love of money is the root of all evils." (1 Timothy 6:6-11, NET, paraphrased selection)

At Salt of the Earth CPA, we believe good financial stewardship is about more than just managing what you have. It's about freedom, the freedom that comes when your finances aren't driving you, so you can put them toward something greater.

Paul's warning here isn't against having resources. It's against letting the pursuit of resources hijack your purpose. When contentment takes root, something shifts. Money stops being the thing you're chasing and becomes a tool you're stewarding, one that can fund ministry, support your family well, bless your community, and further Kingdom work in whatever capacity you're called to.

That's the heart behind how we serve our clients. We don't just want to help you keep more of what you earn. We want to help you build a financial foundation stable enough that generosity isn't an afterthought, it's a natural overflow.

Good stewardship isn't just about protecting what you've been entrusted with. It's about being ready to put it to Kingdom use the moment you're called to.

This is one of the core values we build our firm on. If that resonates with you, we'd love to have you along for the journey.

07/11/2026

For Christian business owners, money is never just money. It's something entrusted to us to steward well.

That's why we built the FREE Christian Tax Planning Checklist, a practical guide covering 14 areas where Tri-Cities business owners, pastors, and ministries often leave tax savings unaddressed. It's not about loopholes. It's about being wise with what you've been given.

Download it free below. If you'd like to talk through what applies to your situation, book a call and let's take the next step together.

Download a free 14-point Christian Tax Planning Checklist for business owners, pastors, and ministries. Practical tax-saving strategies from a Christian CPA firm.

07/10/2026

Who is Salt of the Earth CPA?

We're a Christian CPA firm built for one purpose: helping believers steward what God has entrusted to them with confidence, not confusion.

If you're a pastor, a ministry leader, a business owner, or a missionary serving overseas, you've probably felt the headache of juggling one CPA for the church, another for the business, and a third for your personal taxes. We started this firm to fix that. One faith-aligned team, handling your nonprofit, business, and personal taxes together, wherever God has you.

We're fully virtual, so we serve clients in all 50 states and on the mission field abroad. No in-person visits required. Just clear communication, flat and predictable pricing, and a team that takes the time to slow down, listen, and explain your options so you can make decisions with peace.

Taxes and compliance shouldn't take resources away from the work you're called to do. Our job is to help you keep more of what's yours so you can keep doing that work well.

If that sounds like a fit for your church, ministry, or business, we'd love to talk.

https://saltoftheearthcpa.com

07/07/2026

Salt of the Earth CPA is opening an office in Johnson City, TN this August!

We have always been built around serving clients well wherever they are, and that is not changing. We are still a virtual-first firm, and everything you have come to expect from us stays exactly the same.

But for our local clients in the Tri-Cities area, this means something simple and practical: a place to drop off documents, sit down face to face, and handle business in person when that is what works best for you.

No big fanfare. Just a better way to serve the people right here in our backyard.

More details coming soon. If you have been thinking about working with us, now is a great time to reach out.

Website: https://saltoftheearthcpa.com

Biblically grounded tax, accounting, and advisory for churches, ministries, Christian businesses, and families. One faith-aligned team, all 50 states.

06/13/2026

Welcome to Salt of the Earth CPA

We are a virtual CPA firm built to serve Christian business owners, pastors, churches, and ministries. Tax strategy, bookkeeping, and ministry compliance handled by one faith-aligned team that actually understands how your work and your calling fit together.

Here is what you can expect from this page:

Quick, practical info and encouragement. We will share helpful tips, timely reminders, and short Bible devotionals that tie faith to the way we handle work, money, and calling. "Whatever you do, work heartily, as for the Lord and not for men." (Colossians 3:23)

A heads up on focus: this page will keep things light and accessible. It will not dive as deep into tax and accounting as our blog does. If you want the heavier tax and accounting conversations, clergy housing allowance, the S-Corp paycheck trap, 990 filings, quarterly taxes, and the niche strategies that move the needle, that all lives on our blog.

Want the blog posts delivered straight to your inbox? Subscribe to our blog newsletter using the form in the footer of our website. That is where we go deep.

Whether you run a growing business, lead a church, or shepherd a ministry, our goal is to be a trustworthy resource you can keep coming back to.

Follow along, and feel free to drop your questions in the comments or contact us through our website. We would love to serve you.

Salt of the Earth CPA