Catanese Group

10/02/2026

💡 Time for Our Friday Fast Fact!

With only a few months left in the year, don't let your year-end retirement planning sneak up on you.

A Required Minimum Distribution (RMD) is the minimum amount you're generally required to withdraw each year from certain retirement accounts once you reach the applicable age.

If you're 73 or older, you may need to take an RMD from accounts such as a traditional IRA or 401(k). For most people who are already taking annual RMDs, the deadline is December 31. (Special rules apply to some first-time distributions and retirement plans.)

Here are some practical steps you can take:

✔️ Confirm whether you need to take an RMD this year

✔️ Check how much you're required to withdraw

✔️ Allow time for your retirement account custodian to process the distribution

✔️ Talk with your CPA about the potential tax impact

Don't wait until the last few weeks of December to figure it out! A little advance planning can help you avoid a year-end scramble.

Questions about RMDs or their tax implications? We're here to help!

Call now to connect with business.

09/25/2026

Time for Today's Friday Fast Fact!

Not sure how the October 15th Tax Deadline works? Here are some basics.

If you requested an extension for your 2025 federal individual or corporation tax return, October 15, 2026 is your extended deadline to file.

✔️ An extension gives you more time to file—not pay. If you owe taxes, those payments were originally due on April 15, 2026. Interest and late-payment penalties have been accruing since then.

✔️ Don't wait until October 15 to start gathering missing information or resolving questions on your return.

✔️ If your financial situation changed significantly this year, it's also a good time to talk with your CPA about tax planning for the rest of 2026!

09/18/2026

Learn How You Can Maximize the Impact of Your Charitable Giving!

As the year-end approaches, many people are beginning to think about their charitable giving. But for donors considering a significant gift, waiting until December may mean missing opportunities to plan strategically.

We’ve created a 7-Step Guide to More Strategic Charitable Giving to help donors think through their goals and bring the right questions to their trusted advisor.

If you are looking to make a charitable gift yourself, this is a great starting point!

Or, if you are part of a non-profit that is preparing for fundraising, this is a resource that you can share with your potential donors.

View the guide online and download a printable and shareable version at the link below.

https://catanesegroup.com/charitable-giving-guide/

08/21/2026

Time for our Friday Fast Fact!

Your year-end plan should start before December.

With just four months left in the year, now is a great time to take a look at your financial picture and ask:

✔️ Do you have an updated tax projection for this year?
✔️Are your tax payments and withholding still on track?
✔️Are your business revenue and expenses where you expected?
✔️Do you have any major purchases or expenses coming up?
The earlier you identify an opportunity—or a potential problem—the more time you have to do something about it.

Don't wait until December to start planning for year-end.

Need help figuring out what to tackle before the year ends? We're here to help, as always!

08/14/2026

It's hard to believe, but it's back-to-school season again already!

It's the perfect time review Your 529 Plan.

As you get the kids ready for another school year, don't forget about their future education, too.

A 529 plan is a tax-advantaged savings account designed to help families pay for qualified education expenses.

Take a few minutes to ask yourself:

✔️ Are you contributing enough to your 529 plan?
✔️ Has your financial situation changed since you opened the account?
✔️ Are your savings goals still realistic?
✔️ Could grandparents or other family members contribute?

A 529 plan can be an important part of preparing for future education expenses—but your strategy may need to change as your family and finances change.

07/31/2026

Time for our Friday Fast Fact!

Summer is still here, but the end of the year will be here before we know it! August is a great time to get organized before the busy fall season begins.

Take 15 minutes this week to review:

✔️ Your financial goals
✔️ Your retirement contributions
✔️ Your emergency savings
✔️ Your beneficiary designations
✔️ Your tax planning for the rest of the year

Small checkups now can help prevent big surprises later.

07/24/2026

It's time for our Friday Fast Fact!

Believe it or not, we're already halfway through the year.

Now is the perfect time for a quick financial checkup. Ask yourself:

✔️ Am I on track to meet my financial goals for myself or my business?
✔️ Has my income or spending changed?
✔️ Am I saving enough for retirement?
✔️ Am I on track with my estimated tax payments or tax planning?
✔️ Is there anything I can do now to avoid year-end surprises?

A mid-year review gives you plenty of time to make adjustments before the end of the year.

Need help creating a plan? We're here to help.

07/10/2026

Time for Fast Fact Friday!

👶 New Parent? Or Planning to Be? Your Child May Qualify for a New Investment Account.

Children born between January 1, 2025, and December 31, 2028, may be eligible for a new Trump Account created under federal law. Eligible children receive a $1,000 government-funded investment contribution to help them begin building long-term savings.

The online enrollment and account activation process officially launched on July 4, 2026, making it easier for eligible families to get started. The application process is on https://trumpaccounts.gov/.

Here's what to know:

✔️ Eligible children receive a one-time $1,000 contribution.
✔️ Parents, family members, and others may make additional annual contributions (subject to IRS limits).
✔️ The account is designed to encourage long-term investing for a child's future.
✔️ Parents must complete the required enrollment process for eligible children.

If you've welcomed a new child in the past two years—or are expecting one soon—it may be worth exploring whether your family qualifies.

Questions about how this fits into your family's financial plan? We're happy to help.

07/04/2026

We want to wish all of our friends a very fun, happy, and safe Fourth of July weekend! Stay cool out there! 😎🇺🇸

06/26/2026

Today's Friday Fast Fact is all about beneficiary designations. When was the last time you reviewed yours?

Many people don't realize that retirement accounts, life insurance policies, and some investment accounts pass directly to the named beneficiary—even if your will says otherwise.

Take a few minutes to make sure your beneficiaries are still up to date, especially after major life events like:

✔️ Marriage or divorce
✔️ The birth of a child or grandchild
✔️ The death of a loved one
✔️ Retirement

It's a simple review that can make a big difference for your family's future.

Need help making sure your financial plan is up to date? We're here to help.