Cox Global Associates, Inc. - Financial Advisors

09/16/2026

When it comes to helping with college costs, grandparents don't have to commit to one big move to make a difference. There are more ways to get involved than most people realize.

A little at a time. An annual gift is one of the simplest options. Remember, you can give up to $18,000 per year per grandchild without triggering a gift tax filing.

A larger contribution upfront. A strategy called "superfunding" allows a lump-sum contribution of up to five years' worth of the annual exclusion into a 529 plan at once. That’s up to $95,000 per grandparent in 2026. The key word is "up to." If you have a larger gift in mind, it's worth having a strategy to go with it.

Paying tuition directly. Payments made directly to a qualifying educational institution are generally not subject to gift tax, regardless of amount. Just keep in mind that kids change their minds. A lot.

None of these paths requires you to have everything figured out first. The right approach depends on your situation, your grandchildren's ages, and how your contribution fits with what the parents have in mind. Call us today with your questions, 281-395-8300. Learn more at CoxGlobalWealth.com.

09/12/2026

Are you ready for National 401(k) Day? Established by the Plan Sponsor Council of America, this day is observed on the Friday following Labor Day. It’s a great opportunity to focus on retirement strategy and your financial future. Cox Global Associates specializes in retirement plans for small businesses. Call us today to review your current plan and or if you'd like to start a new one, 281-395-8300.

09/10/2026

September is College Savings Month, and it's a good time to think about what you want your child's future to look like. Every family's situation is different. If you have questions about what college savings options might make sense for your household, reach out. That's exactly what we're here for. Call our office at 281-395-8300 or email Cody at [email protected].

09/01/2026

If your family relies on your income, it's critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal finances.

In fact, according to a 2025 study conducted by Life Happens and LIMRA, which closely tracks life insurance trends, nearly 50 percent of Americans report having no life insurance coverage at all, and 40 percent say they don't have enough life insurance coverage. Learn more about how to decide how much life insurance you need:

How to help determine life insurance needs to provide for your family after you pass away.

08/27/2026

Get to know your Advisor, Cody Cox!

08/25/2026

What happens to your 529 account if your kids don't go to college? With rising college costs and changing job markets, more students are considering alternatives to traditional four-year colleges.

Rising college costs prompt students to seek alternatives; 529 account funds can be used for other education options.

08/21/2026

In the simplest of terms, stock prices are driven by two forces:

One, earnings and two, the price that investors are willing to pay for those earnings.
And this year, estimates for the “E” in P/E ratio are trending up. The 2026 and 2027 estimates for the Standard & Poor’s 500 are higher than they’ve ever been, following Q2 earnings revisions.

Why the change? Mostly it’s due to the rosy economic outlook. Gross Domestic Product increased by 1.5 percent in Q2, and the Atlanta Fed’s GDP estimate for Q3 was more than 5 percent on August 6.

Despite the mixed signals from the Fed on short-term interest rates and inflation, S&P 500 companies are having a banner year, and that trend is expected to continue into 2027. But before you start popping the ch*****ne, remember that September and October are just around the corner. Those two months can be volatile, so while optimism is in the air, it may come face-to-face with some short-term price swings.

So stay focused and committed to your strategy. And if the markets get bumpy, take a moment and ask yourself, "Is there any news associated with the short-term price swings that would change the long-term outlook that companies are talking about?”

08/20/2026

A honeymoon can be a meaningful first trip as newlyweds — and a major expense. Start saving now!

According to a LendingTree survey cited by CNBC Select, the average couple spends $6,260 on their honeymoon.

The final cost can vary widely depending on the destination, length of stay, travel season, accommodations, flights, activities, and the kind of experience a couple wants.

Some couples use savings, delay the trip to give themselves more time to set money aside, use gifted money from a honeymoon fund, or redeem credit card rewards to help cover travel costs.

There are also extra expenses that can be easy to overlook, including foreign transaction fees, resort fees, peak-season pricing, upgrades, transportation, meals, excursions, and souvenirs.

For couples preparing for a big life milestone, the takeaway is simple: the headline price is only part of the story. Looking at the full cost of the trip can help make the experience feel more intentional from the start.


Source:

With the average cost of a honeymoon topping $6,000, these tools can help you pay for the trip.

08/18/2026

Recognize National Make-a-Will Month by taking control of your estate. Make sure your wishes are known and help protect your loved ones from uncertainty.

08/17/2026

Fear & Greed & Investors:
Charlie Munger, who’s perhaps best known as the business partner of Warren Buffett, once said, “The big money is not in the buying and selling, but in the waiting.”

So if you find yourself getting anxious about your strategy, remember what Charlie taught us. Waiting can be the best way to manage your portfolio in a world filled with uncertainty.