Phelps Financial Group

Call Directions Website Contact the business

Phelps Financial Group Specializing in the Wealth Management, Retirement Planning, and Financial Services business.

10/16/2026

💳 Financial Fitness Friday: Tackle Credit Card Debt with the Avalanche Method

Paying down credit card debt can feel overwhelming, but having a clear strategy can make the process more manageable.

One approach is the avalanche method:

Start by listing your credit cards from the highest interest rate to the lowest. Continue making the minimum payment on every card, then direct any extra money toward the card with the highest rate.

Once that balance is paid off, take the amount you were putting toward it and apply it to the card with the next-highest interest rate. Continue the process until the debt is paid down.

Why use this approach? Because focusing on your highest-interest debt first may help reduce the total amount of interest you pay over time.

The most important part is consistency. Even a modest extra payment can make a difference when it becomes part of a disciplined monthly plan.

And remember: your debt-payoff strategy should still leave room for essential expenses and unexpected emergencies. Financial progress should be sustainable, not create additional financial strain.

Looking for more structure and discipline in your overall financial life? Phelps Financial Group can help you take a more intentional approach to your financial future.

📞 678-819-3765
🌐 www.phelpsfinancialgroup.com

10/15/2026

You shouldn’t have to be a financial expert to feel heard by one.

Terry M. met Dwain Phelps through his wife, who was already a client. What stood out to him? The attention Dwain gave to his individual needs, the time spent explaining his finances, and the support of an understanding, helpful team.

As Terry shared:

💬 “He helped me to understand what I’m doing and where I’m going.”

That’s meaningful feedback. Financial conversations should leave you feeling comfortable asking questions and better informed about your next steps.

Thank you, Terry, for trusting Phelps Financial Group and sharing your experience!

▶️ Watch Terry’s story. Ready for a conversation about your financial direction? Send us a message to connect with our team.

10/14/2026

You can afford the payment. But have you counted the full cost? 💭

Before you sign for that car, take out a loan, or finance a purchase, I want you to pause and ask: Can I follow through on this commitment without putting my financial priorities at risk?

This Wealth in the Word Wednesday, we’re looking at Luke 14:28. Jesus uses the example of someone planning to build a tower and first sitting down to calculate whether they have enough to finish.

The passage is about the cost of discipleship, but the analogy also offers practical financial wisdom: Count the cost before you commit.

A monthly payment is only part of the picture. Consider the interest, fees, insurance, maintenance, and what that commitment will leave available for your everyday needs and future goals.

Here’s your action this week: Before your next financed purchase, sit down and write out the total cost. Look at how it fits your budget over the full term, not just the first month.

If the numbers would strain your finances, give yourself permission to wait or choose a more affordable option.

Getting started is one thing. Being able to finish matters, too.

One verse. One principle. One action. 🙏🏽

Save this reminder for your next big financial decision.

10/13/2026

Market swings keeping you up at night? Let’s put your plan back in focus.

When markets feel uncertain, it’s natural to wonder, “Should I make a change?”

Before you act, take a breath and revisit your strategy. Market volatility is part of investing, but your decisions should reflect your goals, time horizon, and comfort with risk, rather than the latest headline.

A portfolio review can help you answer:
✔️ Are my investments appropriately diversified?
✔️ Does my strategy still fit my retirement timeline?
✔️ Am I taking more risk than I’m comfortable with?

Diversification doesn’t prevent losses, but it can help manage risk. And having a clear plan can give you a framework for deciding when to make adjustments and when to stay focused.

You don’t have to navigate uncertainty alone. Let’s review your portfolio and talk through what makes sense for your next chapter. 🤝🏽

☎️ 678-819-3765
🌐 https://phelpsfinancialgroup.com/contact/

10/12/2026

Today’s myth: “The stock market is too risky. I should keep my money in cash.”

Is cash risk-free? Not quite. A steady balance can still lose purchasing power when prices rise. Investing carries a different risk: your investments can go down, and returns are never guaranteed. The smart money move is to understand both risks and match decisions to your timeline, needs, and comfort with uncertainty.

Sometimes the money you’re afraid to risk is the very money inflation is already putting at risk. Now, that’s something to think about!

Myth busted! 😎👔 Got a money myth you want me to tackle? Drop it in the comments. I’ll see you next Myth Busting Monday!

10/09/2026

The year isn’t over. Don’t count yourself out. 💪💰

I was tired this morning. I didn’t feel like working out. But I showed up anyway.

Your financial goals deserve that same commitment.

We’re in the final three months of 2026. If you’re behind where you hoped to be, take one step forward:

✅ Start building your emergency savings.
✅ Create a budget you can stick with.
✅ Make time to plan for your financial future.

You don’t have to catch up overnight. Choose one action you can repeat and build from there.

You can’t change the months behind you. You can make the months ahead count.

What’s ONE financial goal you’re committed to before year-end? Tell me in the comments. 👇

10/08/2026

Your paycheck may stop. Your tax bill may not. 💡

Social Security benefits, retirement accounts, and investments can be taxed differently. How much you withdraw, which accounts you use, and when you take the money can affect your tax bill.

That’s why tax planning deserves a place in your retirement strategy.

You don’t have to figure it all out alone. At Phelps Financial Group, we’ll help you talk through your retirement income options and build a plan that feels right for you.

Contact us to start a conversation about your retirement goals.
📞 678-819-3765
🌐 https://phelpsfinancialgroup.com

10/06/2026

A kind word from Minnie B. 💛

Retirement can bring a lot of new questions. Minnie recently retired and wanted to talk through RMDs, taxes, continued growth, and how to help protect the financial resources she’d worked hard to build.

She shared that Mr. Phelps’s patience and thoughtful, no-rush approach helped her feel at ease. Thank you, Minnie, for trusting Phelps Financial Group and taking the time to share your experience.

If retirement planning questions are on your mind, we’d be glad to talk. Call 678-819-3765 or visit phelpsfinancialgroup.com. 🫱🏽🫲🏾

10/05/2026

🚨 MYTH BUSTING MONDAY: “Wealthy people don’t need life insurance.”

Having wealth and having a plan for that wealth are two very different things.

For individuals with significant assets, businesses, property, investments, or a family legacy, life insurance may play a role in a broader financial strategy.

Depending on the situation, the conversation may include:

🏛️ Estate liquidity
🏢 Business succession
🛡️ Key-person protection
🤝 Buy-sell planning
❤️ Charitable goals
👨👩👧👦 Legacy and wealth transfer planning

So the question isn’t always, “Do I have enough money?”

Sometimes the better question is:
“How efficiently will what I built transfer according to my wishes?”

Building wealth is one thing. Creating a thoughtful plan for how that wealth is protected, transferred, and preserved is another.

Phelps Financial Group helps individuals, families, and business owners better understand life insurance, retirement planning, wealth management, and legacy strategies.

Let’s talk about your options. 🫱🏽🫲🏾
☎️ 678-819-3765

Address

1300 Ridenour Boulevard, Suite 100
Kennesaw, GA
30152

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+16788193765

Website

Alerts

Be the first to know and let us send you an email when Phelps Financial Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Phelps Financial Group:

Shortcuts

Share

Category