IFS - Jones Capital Management

11/27/2025

As Thanksgiving approaches, it's a wonderful opportunity to reflect on all the good things in our lives and to cherish the family and friends who make our days brighter. With excitement for the year ahead, let's embrace a holiday season filled with the joys of love, connection, and togetherness. Wishing you a delightful Thanksgiving and a fantastic holiday season!

11/11/2025

Today, we express our deepest gratitude to those who have bravely served our nation.

10/31/2025

As the veil between worlds grows thin, frights and delights stir awake! 🕸️ The spooky season has arrived to enchant one and all.

Wickedly clever costume parties 👻, meticulously carved pumpkin masterpieces 🎃, and savoring all the seasonal candy indulgences await those looking to embrace their spirited side this Halloween. 🍭🍫

Let your inner ghoul out to play. 'Tis the season to get delightfully tricky and revel in all sorts of haunting shenanigans! 🕷️

Share your favorite hair-raising Halloween adventures below, if you dare... 💀

10/31/2025

🎃👻 “Spooktacular” Vibes Only! 👻🎃

It's that time of year again when the ghosts come out to play and the pumpkins light up the night! Whether dressing up as your favorite character, carving the creepiest jack-o'-lantern, or indulging in some sweet treats, have a “fang-tastic” time this Halloween! 🕸️🕷️

Share your spookiest moments with us and tag your fellow ghouls! Let's make this Halloween a hauntingly good time! 🧛‍♂️🧙‍♀️



Stay safe and keep the scares friendly! BOO! 🎃💀✨

10/17/2025

Chris Rock once remarked, “You don’t pay taxes – they take taxes.” That applies not only to income, but also to capital gains.

Understanding how capital gains are taxed may help you refine your investment strategies.

10/13/2025

10/08/2025

What do you need to know when the market experiences volatility?

When the market experiences volatility, it may be a good time to review these common terms.

10/06/2025

Ever wondered what ETFs are (and no, we're not talking about electronic transfers)? Check out this simple guide that breaks down everything you need to know about this popular investment option!

Educational ETF infographic explaining benefits, types & mechanics. Features current statistics and citations.

10/02/2025

What would Warren Buffett think about investors being fearful? Would he say it’s time to be greedy? Or would he remind everyone of the quote, “stocks climb a wall of worry." It suggests that investors should maintain their discipline even when there are a ton of reasons to believe the market will fall.

09/25/2025

🔍 The private credit market has seen remarkable growth, expanding from $1 trillion in 2020 to $1.5 trillion in early 2024, with projections reaching $2.6 trillion by 2029.

This investment category comes with significant tax considerations that investors should understand. Returns from direct lending are taxed as ordinary income at rates up to 40.8% rather than the more favorable long-term capital gains rates that top out at 23.8%.

Insurance products are becoming an increasingly popular strategy for high-net-worth investors to mitigate potential tax implications. Insurance dedicated funds (IDFs) allow premiums to be invested in diversified portfolios of private credit funds, with taxation occurring on the insurance product rather than directly on the underlying investments.

The primary options include private placement variable annuities (PPVAs), which may be suitable for those with $5-10 million in investible assets, and private placement life insurance (PPLI) policies, which can be appropriate for those with $10+ million in investible assets. Each structure has different considerations, including premium requirements, underwriting complexity, and tax treatment of distributions. 💼


Source: https://www.nbcnews.com/business/personal-finance/rich-use-insurance-invest-private-credit-steep-tax-bills-rcna198026