Michael Platt - The Insurance Group

07/27/2026

They doubted the vision. But you know home improvements are expensive.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/27/2026

Not me getting emotional over a home upgrade.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/26/2026

Thermostat set. Vibes set. We’re good over here.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/22/2026

They said magic wasn't real. Then it stopped leaking.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

05/21/2026

The pricey upgrade spoke and we listened.

The upgrades that don’t usually make the feeds are the ones that keep your family safe and comfortable. 🤲

02/11/2026

Margins are getting squeezed.
Costs are up.
Revenue growth is slowing.

Strip away the noise, and there are only four levers inside a P&L:
Raise prices
Increase profitable volume
Reduce direct costs
Reduce overhead

Today, let’s focus on overhead.
Insurance is one of the few major expenses where the process directly impacts price.

When renewal hits, and that number increases,
the natural reaction is simple:
Renew with the current agent.
Or go out and get quotes.

That’s a tactic. Not a strategy.

Insurance outcomes aren’t random.

They’re heavily influenced by two underused variables:
How your company is positioned and marketed to underwriters.
Whether your account is taken to the right markets with a defined strategy behind it.

Two similar companies can run comparable operations and pay very different premiums.

The difference?
How the renewal was run.
You don’t lower insurance by shopping harder.

You lower it by pairing strong operations with an agent who runs a deliberate renewal strategy.

On your last renewal, ask yourself:
Were you involved in how your company was positioned to the carriers?
Did you see all the markets that reviewed your account, or were you simply presented “the best option”?
And were you satisfied with how that process was handled?

If you haven’t seen that side of the renewal process, the real question is:
Are you confident you’re not leaving coverage or savings on the table?

If you’re open to comparing approaches, I’m always willing to have the conversation.

02/10/2026

A Quote I'd Go With

02/02/2026

If you're in alarm systems, fire suppression, security, pest control, janitorial, staffing, or self-storage, you probably feel like your insurance options are limited.

Higher premiums. Coverage that doesn't quite fit. The sense that no one really gets what you do.

Here's what we do: We work with a carrier that's actively growing in these industries, and we make sure your business is positioned correctly before submission.

When what you do well is highlighted rather than buried in paperwork, underwriting sees you differently. Pricing changes.

Tired of the same approach getting the same results? Let's talk about what's available in 2026.

01/31/2026

It’s Friday night, just after 10, and I just got a message from a client that Tank Pro Heating and Air had just left their house.

I don’t post about contractors much, but when I hear a client tell me someone was still working at their house at 9:30 on a Friday night to make sure their family had heat, that gets my attention.

Josh showed up after hours, stayed until the issue was resolved, and made sure the system was running correctly before he left. No rushing. No excuses. Just professionalism.

As an insurance agent, I see the good and the bad when it comes to contractors. It matters to me who I’m willing to refer to the families I work with, and this is exactly the kind of service that earns that trust.

If you want someone who answers the phone, shows up, and does the job right, Josh Adams and the team at Tank Pro Heating and Air are who you call.

01/30/2026

Don't wait until you need it. 35+ emergency links; FEMA, Red Cross, State Emergency, 511, before/during/after checklists, insurance claim lines...everything in one place.

Share it. Get it to people now.

Winter Storm Emergency Resource Guide Last Verified 1/30/2026 12:00 pm EST Prepared by Michael Platt START HERE: FEMA – Be Prepared for a Winter Storm SECTION A — Emergency Hotlines 911 — Life-threatening emergencies FEMA Helpline: 1-800-621-3362 American Red Cross: 1-800-733-2767 211 — Loca...

01/27/2026

Need to file a claim after the winter storm? We’re here to help. Start at https://www.allstate.com/claims/file-track, use the Allstate Mobile app, or call 1-800-54-STORM.

01/24/2026

Winter storm resource guide, official links in one place.

This guide pulls together verified emergency resources, including:

FEMA / Ready.gov

American Red Cross

National Weather Service

CDC

511 road conditions

211 local help (shelters, warming centers)

988 crisis support

Poison Control

A select list of major insurance carrier claim contacts

It’s designed to be saved and shared so you’re not searching for numbers during an outage.

👉 Check it out, save it, and share it with friends and family in SC / NC / GA / TN.

Disclaimer: This is a public emergency resource directory only. Not affiliated with FEMA, the Red Cross, utilities, or insurance carriers. Always verify information with official sources. Not legal, medical, or insurance advice.

Winter Storm Emergency Resource Guide Last Verified 1/23/2026 5:00 pm EST Prepared by Michael Platt IMPORTANT NOTICE: This is a public emergency resource directory. Phone numbers and websites may change during emergencies. Always verify information from official sources (official websites and g...

01/22/2026

We’ve officially blown past “bread and milk.”

I’m hoping my wife has other intentions… because this level of prep, I’m not ready for.

Business owners in the Southeast: if you’re hiring someone to plow/salt this weekend, don’t rely on a COI alone. In Southern markets, it’s common to see snow/ice exclusions or limitations that don’t show up on the COI.

If you want my Snow & Ice Checklist, message me and I’ll send it over.

01/21/2026

Heads up for businesses across the Southeast this week (snow/ice this weekend).

The storm isn't the problem. The ice after is.

Many winter claims come from what happens next: slick entrances, icy lots, rushed cleanup, and vendors doing snow/ice work who may not actually be insured for it.

Quick reminder: in Southern markets, it's common to see limitations or exclusions around snow/ice operations. That means the contractor you hire might not have coverage for this specific work.

If you're a business owner:

- Walk the property after it's cleared (don't assume it was done right)
- Document everything (photos, timestamps, what was treated and when)
- Verify vendor coverage (a COI helps, but it may not show exclusions/limitations)

We put together a simple storm checklist for clients and local businesses. Comment or send me a message and we'll get it to you.

01/20/2026

If it feels quiet right now, keep building anyway. That's where the separation happens.

12/10/2025

In an inside sales role, you'll use your expertise to find affordable solutions that help people protect what matters most in their lives. Sound like something you're interested in?

Take control of your career journey and apply today: http://spr.ly/6008C64f6

12/03/2025

From free therapy sessions to personalized financial services and virtual fitness classes, Allstate takes employee wellbeing seriously. We even have an entire group of Wellbeing Champions committed to growing our culture of wellness by sharing valuable updates, helping employees locate resources and checking in on their fellow Allstaters.

See how Allstate supports you at work and beyond. Check out our wellbeing benefits:
http://spr.ly/600872ZHy

11/12/2025

When employees have the resources to challenge themselves, they don't just grow — they drive change and make a difference. Our intrapreneurs group is a community of dreamers and doers that spark innovation across the company, and the entire insurance industry, by encouraging their fellow Allstaters to think creatively to solve the real problems facing us and our customers.

Want to drive lasting change at work and in the world? Join a team that's not afraid to think outside the box. http://spr.ly/60027n8Ow

11/04/2025

This is what community looks like. We're proud of the Allstaters in Dallas-Fort Worth for showing up in a major way for Genesis Women's Shelter & Support. They packed hundreds of toiletry bags and hosted a food drive to help support women in need on their healing journey.

Our employees' passions become ours. This is why each Allstate employee gets PTO to volunteer their time to causes they care about.

Discover how we help our people thrive while making an impact. http://spr.ly/60097KcF7