Clear Financial Partners

10/20/2026

Scams are becoming more sophisticated, making it increasingly important to know what to look for.

A call, text, or email may appear legitimate, but a few simple habits can add an important layer of protection to your financial life.

• Be cautious with unexpected requests involving money or personal information.
• Verify the person or organization independently before taking action.
• Be especially mindful of pressure to act quickly or send money immediately.

When something doesn’t feel right, slowing down and verifying the details can make all the difference.

Protecting your financial life isn’t just about your investments. It’s also about protecting the information and accounts connected to them.



Source: https://apnews.com/article/scams-online-scams-ai-internet-safety-phishing-fraud-34517de3546d604e20c9d78d3dc5af4f

10/15/2026

Halfway through October, our message remains the same: awareness matters.

This Breast Cancer Awareness Month, we're proud to support Susan G. Komen and their work to make a difference for those impacted by breast cancer.

There's still time to take part! Wear pink, encourage conversations about early detection, and help us keep awareness going beyond October.

10/13/2026

Higher interest rates can create challenges for borrowers, but they can also create opportunities for savers.

Not all savings accounts offer the same return. While many traditional accounts continue to pay relatively low rates, high-yield savings accounts and CDs may offer more competitive options for cash you’re already holding.

Of course, yield is only one consideration. Access to your money, liquidity needs, account protections, and how those funds fit into your broader financial strategy all matter.

If you haven’t reviewed where your cash is held recently, it may be worth taking another look. A few thoughtful adjustments can help ensure your money is working in a way that aligns with your needs and goals.


Source: https://abcnews.com/Business/financial-benefits-higher-interest-rates-experts-explain/story?id=136647362

10/09/2026

Are bonds worth another look?

Cetera CIO Gene Goldman joins Tim and Tyler on Clear Money Talk to explore the changing fixed-income landscape and what it could mean for investors.

Watch the trailer now! Full episode drops Monday.

10/06/2026

As more of our financial lives move online, digital security has become an increasingly important part of protecting what you’ve built.

Strong cybersecurity doesn’t have to mean complicated changes. Simple steps, like freezing your credit, strengthening account security, and reviewing your home network, can add meaningful layers of protection for you and your family.

Just as your financial strategy evolves over time, your approach to digital security should too. Taking time to understand where potential vulnerabilities exist can help you make more informed decisions and protect your financial life with greater confidence.

Sources:
JPMorgan.com, January 23, 2026
Risk-strategies.com, 2025
Toplinecu.com, March 18, 2026
Fidelity.com, 2026

10/06/2026

Our upcoming virtual workshop, Beneficiary Conversations: Building Clarity Across Generations, will focus on the financial decisions and responsibilities that can come with inheriting, managing, and carrying forward family wealth.

Join us virtually on October 14 at 6:00 PM PT and invite your beneficiaries or family members to be part of the conversation.

RSVP to [email protected] or 503-579-1000 to receive the Zoom link.

10/01/2026

October is Breast Cancer Awareness Month.

This month, we’re raising awareness for the individuals and families impacted by breast cancer and proudly supporting Susan G. Komen and their work to advance research, care, and education.

Join us in wearing pink this October and help turn awareness into action by starting conversations, sharing resources, and showing your support.

09/29/2026

A home renovation, family trip, or milestone purchase may be months or even years away. Giving those goals a clear timeline and a realistic number can make a meaningful difference.

Planning ahead creates space to enjoy the experience, instead of worrying about how it fits into the bigger picture.

That’s what thoughtful financial planning is about: using your resources with intention to support the life you’re building.

09/28/2026

Are index funds still enough for today’s investor?

They’ve long been valued for their simplicity, low costs, and broad market exposure. But as markets change, concentration within major indexes can create a very different diversification picture than many investors expect.

In the newest episode of Clear Money Talk, Tim and Tyler discuss what index funds still do well, where concentration can show up, and what investors should consider when evaluating whether their portfolio still fits their goals.

The full episode is out now. Watch here: https://youtu.be/4rxhHFSexZ0?si=9k9ihDULGgRFUY1I

Are index funds still enough?

They’ve become a go-to choice for millions of investors, but today’s market looks different. Major indexes can be more concentrated than many people realize, and investors now have access to more choices than ever before.

In the newest episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss what index funds still do well, where concentration can show up, what alternatives exist, and why the right answer ultimately depends on the investor.

The full episode is out now.

Watch here: https://youtu.be/4rxhHFSexZ0?si=9k9ihDULGgRFUY1I

09/25/2026

Are index funds still enough?

They’ve long been a popular way to invest thanks to their simplicity, low costs, and diversification. But today’s investing landscape looks different, and the definition of a truly diversified portfolio may not be as straightforward as it once was.

In Monday’s episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss how index funds have changed, where concentration can show up, and what investors should consider as they evaluate their portfolios.

Watch the trailer now, then tune in Monday for the full episode.