ABU Group

ABU Group ABU Group | Wealth Management Team in Las Vegas Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser.

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, member FINRA/SIPC. Adam Udy Group and Cambridge are not affiliated. Content provided via links to third party sites should not be considered an endorsement of content, which we cannot verify completeness or accuracy of.

09/17/2026

Am I making this decision out of panic or out of clarity? Your body already knows the answer. 🧠

Hear from Kim Rowley, LMFT-I, on how to read your stress signals on a 1-to-10 scale and why some people have been living between a 7 and a 10 for so long that it just feels like normal.

If it feels urgent, slow down first.

09/16/2026

The happiest people I have worked with over 30 years are not the ones with the most money. They are the ones who know what their money is actually for. 👀

Wealth is a tool. Not the goal. And when we spend our whole lives accumulating without deciding what we are building toward, we have missed the point entirely.

What do you want your money to do for you? Not just today. Over your lifetime.

Answer that question and everything else in financial planning gets clearer. 🙏

09/16/2026

Two doctors. $150,000 W2 salary each. $600,000 retirement contribution each. Cost to make it happen? $43,000 split across six employees. 📊

Hear from Richard Cromwick, ERPA on why having employees does not have to mean giving up the majority of your retirement plan benefit.

Most business owners assume contributing for employees cancels out the advantage. The math tells a completely different story when the plan is designed correctly.

94.7% to the owners on a $1.5 million total contribution. 97.85% to a solo owner while giving away just over $4,500 to staff.

Good design is not about splitting things evenly. It is about maximizing what goes to the people who built the business while still satisfying IRS requirements.

And not every owner wants to take everything either. Some genuinely want to reward their team. Good design accommodates that too. 💡

Save this if you have avoided setting up a retirement plan because of employee contribution concerns. 👇

09/14/2026

Trump accounts for children are generating a lot of conversation right now. Here is what you actually need to know. 📋

These are new investment accounts designed for minors to encourage long-term savings. Children born between January 2025 and December 2028 may qualify for a $1,000 federal pilot contribution if they meet the requirements. That is free money worth paying attention to.

Contributions can come from parents, grandparents, relatives, friends, employers, and certain organizations subject to annual limits. Employers can also contribute up to $2,500 per year per employee or dependent through a Trump account contribution program.

Who benefits most?

👉 Families with eligible newborns who can receive the $1,000 federal contribution
👉 Children whose parents or grandparents want a simple long-term investing vehicle
👉 Business owners exploring these as part of a broader employee benefit strategy
👉 Families who want to teach children about compounding and long-term ownership early

For high-net-worth families, Trump accounts are probably not the centerpiece of wealth-transfer planning. 529 plans, Roth strategies, trusts, and taxable accounts may still offer more flexibility depending on your goals.

But if free government money is on the table, or you want to give a child their first real investing experience, these accounts are worth a closer look.

The biggest lesson is simple. The earlier a child learns that money can be invested and not just spent, the better prepared they will be. 💡

Save this and share it with any parent or grandparent of a young child. 👇

09/14/2026

Adding a child to your bank account as you get older feels like a practical solution. Hear from Taylor Morris, Esq., on why it can quietly create two significant problems. 👀

First, liability. If anyone on that joint account gets sued, the entire account is potentially exposed to creditors regardless of who caused the issue.

Second, inheritance. If mom or dad wanted the money split among all the children but only put one name on the account, that child legally owns everything when the parent passes. Honoring the family’s wishes is their choice, not their obligation.

A simple shortcut can have complicated consequences. 🙏

09/13/2026

Most business owners assume they will exit on their own terms. Not all of them do. 📋

Health changes. Markets shift. Partners disagree. Life happens in ways nobody planned for.

The business owners who come out ahead in those moments are not the ones who started preparing when the event forced their hand. They are the ones who started years before anything went wrong.

An exit forced by circumstance looks very different from an exit built on preparation. One gives you options. The other takes them away.

The best time to prepare for your exit is before you need to. That time is almost always earlier than you think. 💡

Save this and share it with every business owner you know who keeps saying they will think about their exit eventually. 👇

09/11/2026

Born and raised in Vegas. Grew up in an entrepreneurial family. Watched his dad sell a business with hundreds of employees to private equity. Then built and sold his own. 👀

Hear from Trent Lee on why his personal experience on both sides of a business sale is exactly what led him to a career in business brokerage.

After going through multiple exits himself and working with brokers, CPAs, attorneys, and escrow services along the way, he was not impressed with what he saw in the industry.

So he decided to raise the bar himself. 🙏

09/10/2026

529 plans cover more than just college tuition. 📋

Fees, books, room and board, computers, software, and even K through 12 tuition up to $20,000 per year all qualify as tax-free.

What does not qualify: transportation, health insurance, and application fees.

Document everything and match withdrawals to expenses in the same calendar year.

09/10/2026

One of the first questions business owners ask when setting up a captive insurance company is who should actually own it. The answer matters more than most people realize. 📋

Hear from Ed Bryan on the ownership structures he sees most often and why each one is used.

Here is how it typically breaks down:

👉 About 75% of clients start by owning the captive in their own personal name, then transition ownership into a living trust or holding company down the road
👉 A living trust works. An irrevocable trust does not.
👉 A smaller percentage have their operating business own the captive, which is most common when there are multiple business owners where individual ownership of tiny shares is not practical
👉 Children cannot own the captive unless they are actively involved in and have ownership in the operating business, thanks to the PATH Act lineal descendant rules

Getting the ownership structure right from the beginning sets the foundation for everything that follows. Getting it wrong creates problems that are much harder to unwind later. 💡

Save this if you are exploring captive insurance and have not thought through the ownership question yet. 👇

09/08/2026

Private markets are more accessible than ever. But accessible does not automatically mean appropriate for everyone. 📊
Private credit. Private infrastructure. Private equity. These asset classes offer things public markets often cannot.

Unique income streams. Meaningful diversification. Less day-to-day volatility.

But the trade-offs are real and worth understanding before you commit.

Less liquidity. Added complexity. Sometimes less transparency. And right now there is even redemption pressure and liquidity constraints showing up in parts of private credit that investors need to be aware of.

The question was never whether private markets are good or bad. The question is whether they actually fit your overall strategy, your timeline, your liquidity needs, and your risk tolerance.

Used intentionally, they can add genuine value to a well-constructed portfolio. Used because they sound sophisticated or because everyone else is doing it, they can create problems that are difficult to unwind. 💡

Save this before adding any private market exposure to your portfolio. 👇

Address

4775 W Teco Avenue, Ste 255
Las Vegas, NV
89118

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17028477448

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