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Thoroughbred Advisors Thoroughbred Advisors, LLC is independent of Equity Services, Inc. ESI is a Broker/Dealer and Registered Investment Adviser affiliate of NLIC.

Your Financial Future Deserves More Than Big Box Experience personalized retirement planning, investment strategies, and insurance solutions built on genuine partnership. Securities and investment advisory services are offered solely by Equity Services, Inc., Member FINRA (FINRA.org) and SIPC (SIPC.org), 333 Westchester Avenue, South Building Suite 3302, White Plains, NY 10604 914.428.4000. National Life Group is a trade name of National Life Insurance Company (NLIC), based in Montpelier VT, and its affiliates. Conor Boyd is a Registered Representative and Investment Adviser Representative of Equity Services, Inc. and offers securities in Connecticut, New York and Florida. He is also insurance-licensed in Connecticut, New York and Florida. TC101929(0818)p


Legal and tax advice are not offered. Please consult your advisors prior to implementing strategies to determine how they may affect your personal situation.

👻 Financial Horror Stories: Episode 1Some financial mistakes don’t come back to haunt you until it’s too late…You got ma...
10/13/2026

👻 Financial Horror Stories: Episode 1

Some financial mistakes don’t come back to haunt you until it’s too late…

You got married. You got divorced. Your family grew. Your life changed. But did you update your beneficiaries?

An outdated beneficiary designation on a retirement account, life insurance policy, or other financial account can potentially send assets somewhere you never intended—regardless of what your current wishes may be.

💡 The takeaway: Major life changes are a good reminder to review your beneficiary designations and make sure they still reflect your wishes.

Don’t let an outdated form become your financial horror story. 🎃

Check your beneficiaries. Review your plan. Protect your wishes.

Today, we honor and recognize the history, culture, and contributions of Indigenous communities. May we continue to list...
10/12/2026

Today, we honor and recognize the history, culture, and contributions of Indigenous communities. May we continue to listen, learn, and celebrate their voices. 🤎

🌎📈 That’s a wrap on World Investor Week!Investing isn’t about chasing every market move. It’s about understanding your g...
10/09/2026

🌎📈 That’s a wrap on World Investor Week!

Investing isn’t about chasing every market move. It’s about understanding your goals, making informed decisions, and giving your strategy time to work.

As we close out the week, remember: small, consistent steps today can play a meaningful role in your financial future. ⏳💰

Keep learning. Keep planning. Keep investing in your future.

You don't have to know everything about estate planning before you start, and you don't necessarily need one person to h...
10/07/2026

You don't have to know everything about estate planning before you start, and you don't necessarily need one person to handle every piece.

A financial professional can help with the financial picture. An attorney can provide legal guidance. A tax professional can help with tax considerations.

The right mix depends on you and what you're trying to accomplish.

If estate planning has been sitting on your "I'll get to it" list, let's start there. Reach out and we can talk about what your next step might be.

National Life Group and its representatives do not offer tax or legal advice. For advice concerning your own situation, please consult with your appropriate professional advisor.

📊 Happy Financial Planning Day!In a financial landscape that’s constantly changing, making informed decisions can feel o...
10/07/2026

📊 Happy Financial Planning Day!

In a financial landscape that’s constantly changing, making informed decisions can feel overwhelming. From navigating taxes and investments to preparing for retirement, managing debt, and planning for the unexpected, there’s a lot to consider.

That’s where working with a qualified financial professional can make a difference. A financial plan isn’t just about numbers; it’s about understanding your goals, identifying potential challenges, and creating a strategy designed to help you move forward with confidence.

You don’t have to navigate today’s financial decisions alone. The right guidance can help turn uncertainty into a plan.

Take some time today to review where you are, where you want to go, and whether your financial strategy is keeping up with both. 💡

When we talk about life insurance, it's easy to jump straight to a number.I'd start somewhere else.Who depends on you fi...
10/06/2026

When we talk about life insurance, it's easy to jump straight to a number.
I'd start somewhere else.

Who depends on you financially?
What would still need to be paid if you weren't here?

The mortgage. Everyday expenses. Education. Other financial responsibilities don't necessarily disappear.

Life insurance is first and foremost about the death benefit and the financial protection it can provide to the people who depend on you.

If you're wondering whether your coverage matches what you're protecting, reach out. We can talk it through.

🌎📈 World Investor Week starts now!When it comes to investing, time and consistency can be two of your greatest assets.Yo...
10/05/2026

🌎📈 World Investor Week starts now!

When it comes to investing, time and consistency can be two of your greatest assets.

You don’t have to perfectly time the market or make huge investments all at once. Staying invested, contributing consistently, and giving your money time to grow can make a meaningful difference over the long term.

This week, we’re highlighting the power of patience, consistency, and long-term investing.

Start where you are. Stay consistent. Give it time. ⏳💰

🎓 FAFSA season is here! If you or your student is planning for college, here are a few important things to know before y...
10/02/2026

🎓 FAFSA season is here! If you or your student is planning for college, here are a few important things to know before you get started:

📌 Who can file: Undergraduate, graduate, and professional students can submit the FAFSA—there’s no income cutoff to apply.

📅 Know the deadlines: The federal deadline is June 30, 2027, but colleges may have much earlier priority deadlines for institutional aid. Some can be as early as January, so check each school’s deadline.

📂 Get prepared: Create an account at StudentAid.gov and have tax returns, child support records, cash account balances, and Social Security numbers for all contributors ready.

🔎 Form changes: Certain family business, farm, and commercial fishing business values are no longer reported on the FAFSA.

⚠️ Policy update: New federal borrowing rules took effect July 1, 2026, including changes to Grad PLUS and Parent PLUS loans. Students with earlier loan disbursements may be subject to prior limits for a limited period.

💻 Where to start: Head to StudentAid.gov and get your account set up. The FAFSA is now available.

Save this post and share it with a family navigating college financial aid! 🎓💰

📅 October financial dates to keep on your radar!From important deadlines to key planning dates, October is a great time ...
10/01/2026

📅 October financial dates to keep on your radar!

From important deadlines to key planning dates, October is a great time to stay organized and get ahead of your finances. 💰

Save this post, mark your calendar, and make sure you don’t miss the dates that matter!

09/30/2026

Families do not need more financial noise. They need a clear place to start.

Try a simple household check-in with one question in each area:

What needs protection right now?
What future goal matters most to us?
What decision have we been putting off?

You do not need to solve everything in one sitting. A clear conversation can help your family identify what matters, where there may be gaps, and which next step deserves your attention first.

Address

421 Troy Schenectady Road
Latham, NY
12110

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15186084608

Website

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