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06/19/2026

Well, my short sale nerd side got a chance to shine last night on KMBC 9 News.

When Matt reached out, I warned him that I could talk about short sales for hours, and we only scratched the surface. The story focused on solar panel liens, but the bigger issue is that solar panels are just one example of how title can become clouded and create major roadblocks for homeowners trying to sell.

We're seeing more UCC liens, solar agreements, judgment liens, probate issues, unreleased mortgages, and other title defects that can derail both short sales and traditional sales if they're not caught early.

For agents: pull title work as early as possible. The sooner you identify title issues, the more options you have to solve them before they become closing-day emergencies.

And if you're not sure where to start with a short sale, reach out. Helping homeowners and agents navigate these challenges is what I do every day.

If you have questions about title issues, liens, foreclosure prevention, or short sales, my inbox is always open.

Huge Thank you to Matt Flener KMBC and his crew for all the great work you do for our Kansas City community and allowing me to be part of the conversation.

A Raymore homeowner says her solar panels became "roof decorations" after failing to produce the promised electricity. She's one of more than 50 people who have contacted KMBC 9 Investigates with concerns about solar contracts, mounting payments and unexpected financial consequences.

06/15/2026

There is a special place in hell for people that knowingly prey on those that need help!

Foreclosure relief scams are unfortunately all too common, says Ashley F. Morgan, a debt and bankruptcy lawyer in Chantilly, VA.

06/10/2026

This is a pretty big deal for veterans who have fallen behind on their mortgage payments.

The VA has officially announced that its new Partial Claim Program will begin accepting submissions on June 15, 2026.

If you've been following foreclosure trends, you know I've been talking about partial claims for years. FHA borrowers have had access to this tool, but VA borrowers have been waiting for a solution that could help them catch up without immediately having to refinance, sell, or face foreclosure.

A partial claim allows missed payments to be moved into a separate, interest-free balance that is typically paid back when the home is sold, refinanced, or the loan is paid off.

Will this solve every problem? No.

But it gives servicers another tool to help veterans stay in their homes and avoid foreclosure.

I'm very interested to see how lenders implement this program and what the long-term performance looks like. If you work with distressed homeowners, this is something you need to understand.

The foreclosure landscape is changing again. Make sure you're keeping up.

05/29/2026

According to the U.S. Department of Housing and Urban Development FHA Backed homes represent 58% of all short sale listings.

05/29/2026

🚨 Short Sale Myth: The Seller Will Always Owe the Deficiency 🚨

This is probably the most common myth I hear from agents.

A client mentions they're behind on payments, facing foreclosure, or owe more than the house is worth, and the question becomes: "Will I still owe that Money?"

🚨 Short Sale Myth: The Seller Will Always Owe the Deficiency 🚨

This is probably the most common myth I hear from agents.

A client mentions they're behind on payments, facing foreclosure, or owe more than the house is worth, and the conversation immediately turns into, "Well, they'll still owe all that money anyway."

Not necessarily.

Many lenders waive the deficiency as part of the short sale approval process. Some may request a contribution, and some situations are more complex, but the assumption that every seller will walk away owing the full deficiency simply isn't true.

The problem is that this myth causes some agents to dismiss the short sale conversation before it even starts.

When a client is facing foreclosure, they need options. They need facts. They need someone willing to dig deeper than what they've heard around the office.

Every lender, investor, loan type, and hardship situation is different. That's why it's so important to understand the basics before advising a homeowner on their next steps.

If you have a client facing foreclosure, don't let myths keep you from exploring solutions that could help them move forward.

05/26/2026

Short Sales on their own will not ruin your credit. The missed payments will! Often times my clients are able to purchase a new home around three years from the short sale. Will a short sale work for you? Call today - 816-405-4866

04/15/2026

We would love to give a great big Hello Yellow to the Lumos Team! A great group of people with a background in investment real estate that will help investors, or other clients alike. Reach out and see if they can help you with your real estate needs! Mark Andrew ColombattoJenny Olson-Paden