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Legacy Brokers, LLC Legacy Brokers is here to help independent insurance agents build, protect and preserve their book of business.

Self-funding, level funding and captives are all expected to keep growing over the next five to seven years.High-dollar ...
10/16/2026

Self-funding, level funding and captives are all expected to keep growing over the next five to seven years.

High-dollar claims aren't slowing down, though.

Stop loss carriers are responding by digging deeper into clinical programs and cost containment vendors that help self-funded plans manage risk.

Brokers who bring those resources to employers will stand out.

Brokers, what resources are you bringing to your self-funded clients?

Share your thoughts below.

10/15/2026

Four and five-million-dollar claims used to be unthinkable.

In a recent Dojo Session, I asked Shawn Lanter what those claims mean for stop loss carriers and the self-funding market as a whole.

His answer shows why brokers need to keep a close eye on claim trends.

Watch the clip.

10/14/2026

Why did self-funding go from a niche option to a serious conversation for employers of every size?

Shawn Lanter joined me in a recent Dojo Session, and he traced it back to a few key moments that changed how employers think about their health plans.

Watch the clip.

10/12/2026

What separates advisors who succeed with self-funding from those who struggle?

I put that question to Shawn Lanter in a recent Dojo Session.

His answer comes down to how brokers position their role, and why the conversation should look well past this year's renewal.

You can watch our whole conversation on the LB YouTube channel.

If you are, stop.You can't sell self-funding on a spreadsheet.It's a long-term strategy, one built on a multi-year plan,...
10/09/2026

If you are, stop.

You can't sell self-funding on a spreadsheet.

It's a long-term strategy, one built on a multi-year plan, cost control, and a clear view of risk.

Want to learn more about pitching self-funding to employers?

I’m here to help.

Reach out on LinkedIn. Let’s talk.

10/08/2026

Why are captives taking off in self-funding?

In a recent Dojo Session, I sat down with Matt Bryon to find out.

Matt says employers are done with the fully insured hamster wheel and want transparency and control.

Captives let groups of 40 to 1,000 lives self-fund and share risk with like-minded employers.

Watch the clip for more.

10/07/2026

Where is self-funding headed?

Matt Bryon and I tackled that question in a recent Dojo Session.

Just a few years ago, captives were a side conversation. Today, they're front and center with brokers and employers.

Watch the clip for more.

10/05/2026

Who's the right fit for a captive?

In a recent Dojo Session, I sat down with Matt Bryon to find out.

A captive is a financial decision, not a benefits decision, and it works best for employers ready to commit to self-funding with a five-year plan.

Watch the clip for more.

My grandmother survived Hiroshima at fourteen, married an American soldier, and rebuilt her life in the United States.A ...
10/02/2026

My grandmother survived Hiroshima at fourteen, married an American soldier, and rebuilt her life in the United States.

A broker heard her story and started calling me the Self-Funded Sensei.

The name stuck, not because it sounded strong on a business card, but because it carries her story every time someone says it.

10/01/2026

I'm on a mission to learn more about my grandmother, a Hiroshima survivor whose full story my family has questioned for years.

Not only has it shaped how I think about resilience, it's shaped my career.

Address

15301 W 87th Street, Ste 275
Lenexa, KS
66219

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+19136310102

Website

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