07/22/2026
📊 CREDIT FACT MONDAY: Your credit utilization ratio makes up 30% of your FICO score. That means if you have a $10,000 credit limit and you're using $7,000, your score is taking a hit.
The sweet spot? Keep it under 30% (under 10% is even better).
Need help getting your utilization down and your score up? DM us or call 866-611-7763.
