07/21/2026
Mercury Bank shut down 44 of our clients last year.
It sounds brutal, but here’s the catch: it pushed us to build stronger partnerships with banks like Relay and T-Bank.
Mercury’s new gatekeeping means stricter proof of funds—$5,000 on your account is considered "normal," while $100 gets you dismissed.
So if you’re a founder hoping to open a US bank account, know that some banks have lost patience with low balances and unclear cash flows.
Relay and T-Bank, however, are more flexible and open to international entrepreneurs with solid business cases.
At Pixel Tax Consulting, we help you navigate these shifting waters.
We manage the entire process—from incorporation to bank vetting—so opening a business and bank account in the US feels seamless.
Here’s how it works:
- We prepare your company paperwork tailored to the state and entity type.
- We coordinate with banks that actually support founders globally.
- We handle document submission and tax IDs.
- We ensure you’re seen as a credible client with clear business funds.
Because banks want to work with customers who prove they can sustain a business.
Mercury’s strict policies are a warning sign: you can’t just open a US company and expect banking paperwork to be easy.
We’ve seen too many founders lose months or get cut off because they weren’t ready for these new compliance standards.
If you want a US bank account that doesn’t shut down after a few deposits, get help from people who know the banks’ language.
We’ve got your back.