11 Financial

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11 Financial 11 Financial is a fee-only, financial planning and investment management firm.

11 Financial, formerly known as Kovar Wealth Management, is a leading financial advisory firm dedicated to providing personalized financial planning and investment management services. With a commitment to walking 1 on 1 with our clients, we offer comprehensive solutions tailored to meet the unique needs of individuals across the United States. Our mission is to empower our clients to achieve their financial goals and secure a prosperous future.

October 15th is Health Savings Account Day!Did you know your Health Savings Account may offer more options than simply p...
10/15/2026

October 15th is Health Savings Account Day!

Did you know your Health Savings Account may offer more options than simply paying for medical expenses?

Many people use their HSA to cover healthcare costs as they come up. But if you have money left over that you don't need for current expenses, you may have the option to invest a portion of your balance for future healthcare needs, depending on your plan's rules.

An HSA can be one piece of your overall financial picture, and understanding your options can help you make informed decisions.

Have questions about how an HSA fits into your financial plan? We'd love to chat! Give our office a call at 936.899.5629.

When you change jobs or step into retirement, it's completely normal for an old 401(k) to end up sitting in the backgrou...
10/14/2026

When you change jobs or step into retirement, it's completely normal for an old 401(k) to end up sitting in the background while life moves forward.

Our latest post outlines the four main options for managing old accounts—along with the pros and cons of each—so you can evaluate what fits your overall picture.

Check out the link in the comments to read the full post!

Keeping up with news around Social Security is an important part of long-term planning.Taylor was recently quoted in MSN...
10/09/2026

Keeping up with news around Social Security is an important part of long-term planning.

Taylor was recently quoted in MSN discussing why having flexibility built into your overall plan helps keep your strategy adaptable, no matter what changes occur down the road.

👇 Read the MSN feature at the link in the comments!

Today is World Financial Planning Day. It’s easy to get lost in generic internet rules of thumb, but real financial plan...
10/07/2026

Today is World Financial Planning Day. It’s easy to get lost in generic internet rules of thumb, but real financial planning is taking your actual life, your real numbers, and building a direction that makes sense for you.

If you haven't sat down to look at your overall picture in a while, our team at 11 Financial is always here to help you talk through your options. Give us a call at 936.899.5629 to schedule a conversation!

Life has a way of keeping us all busy, and it's easy to set tomorrow's goals on the back burner. Wherever you find yours...
09/30/2026

Life has a way of keeping us all busy, and it's easy to set tomorrow's goals on the back burner. Wherever you find yourself today is the exact right place to begin. We're here to listen to your story, understand what matters most to you, and help you map out what's next.

Give us a call at 936.899.5629—we'd love to chat!

Thinking about the future can feel like a lot to carry, but you don't have to figure it all out on your own. Reaching ou...
09/23/2026

Thinking about the future can feel like a lot to carry, but you don't have to figure it all out on your own. Reaching out is simply finding a friendly guide who cares about your peace of mind as much as you do.

When you're ready to share what's on your mind, call us at 936.899.5629.

Most people focus on the big, exciting financial milestones—like buying a home or retiring—and miss the quiet, unglamoro...
09/18/2026

Most people focus on the big, exciting financial milestones—like buying a home or retiring—and miss the quiet, unglamorous steps that actually make those goals possible.

Taylor Kovar was recently quoted in a piece for MoneyLion, sharing a few simple ways to protect your family's future—from keeping beneficiary paperwork updated to leveraging an HSA.

Check out the link in the comments to read the full article!

When thinking about the long term, the principles and character we pass down to our kids usually matter far more than wh...
09/16/2026

When thinking about the long term, the principles and character we pass down to our kids usually matter far more than what's listed on an account statement.

Our latest blog post looks at a few practical ways to start open, healthy conversations about stewardship with the next generation.

Check out the link in the comments to read the full post.

Everything meaningful in life is built over time—through the quiet, everyday choices you make to care for your family an...
09/09/2026

Everything meaningful in life is built over time—through the quiet, everyday choices you make to care for your family and your future. You've done the hard work of building that foundation. We're just here to walk beside you, helping ensure every small step carries you right where you want to go.

We're always here for you at 936.899.5629.

Happy Labor Day! Today we take a moment to express our gratitude for the dedication, work ethic, and perseverance of the...
09/07/2026

Happy Labor Day! Today we take a moment to express our gratitude for the dedication, work ethic, and perseverance of the hard-working families and business owners we are privileged to serve.

We hope you get to enjoy a peaceful, restful day!

Address

504 S First Street
Lufkin, TX
75901

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 12pm

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