Insurance Federation of Minnesota

08/31/2026

Insurance fraud is a crime, and honest policyholders foot the bill. If you suspect insurance fraud, use this secure online form. You can choose to remain anonymous. https://ofrs.naic.org/

Investigators were told by employees that the bar's owner and his girlfriend made repeated comments about burning it down and asked at least two of them to do it.

Read more: https://bringmethenews.com/minnesota-news/couple-charged-with-setting-fire-to-central-minnesota-bar-for-insurance-money

07/08/2026

Insurance Federation of Minnesota provides guidance for homeowners after Floyd Lake tornado

07/08/2026

Dealing with storm damage from recent severe weather? Here are four crucial steps from the Insurance Federation of Minnesota as you begin the recovery process:
1️⃣ Contact your insurance company or agent immediately.
2️⃣ Document the damage with clear photos and videos before cleaning up.
3️⃣ Prevent further damage (board up windows or tarp roofs safely) and save receipts.
4️⃣ Do your homework before hiring contractors—always check their licensing status with the MN Department of Labor and Industry!
Don't let a fast-talking "storm-scamming" contractors turn a stressful situation into a financial disaster. 💻 MORE: https://bit.ly/4aHZ11L

07/07/2026

🚨 Following last night’s severe storms and the likely tornado in the Detroit Lakes area, the Insurance Federation of Minnesota is urging homeowners to pump the brakes before signing any repair contracts. 🛑 Storm-chasing scammers often use high-pressure tactics right after a disaster. If a door-to-door solicitor pressures you to sign a contract or offers to "pay your deductible," that's a massive red flag. Call your insurance agent first to protect yourself and your home.
👉 Read more here: https://bit.ly/4aHZ11L

Send a message to learn more

04/30/2026

Only 6,532 homes are insured for flooding in MN - that’s just 0.25% of eligible homes, down from 0.30% a year ago. Check with your insurance agent for cost and coverage. Remember - there's a 30-day waiting period before the policy takes effect.

04/27/2026

It's raining across much of the state today. Under Minnesota law, your headlights must be on. Daytime running lights are not enough. When your headlights are on, your taillights are activated so drivers behind you can see your vehicle in the rain and road spray.

04/16/2026

Sirens will sound across Minnesota today as part of Severe Weather Awareness Week.

It’s a test—but it’s also a reminder.

New data shows our storm recovery systems are under unprecedented strain, making preparation more important than ever.

Take a few minutes to:
✔ Review your insurance coverage
✔ Understand your deductible
✔ Make sure your family has a plan

Don’t wait for the storm.

👉 Read more: bit.ly/4szVwRa

04/14/2026

Storm season has officially arrived in Southern Minnesota. 🌪️ With reports of 3.5-inch hail and confirmed tornadoes, the Insurance Federation of Minnesota is reminding homeowners to follow this recovery roadmap:

Step 1: Call your insurer. Review your policy limits and get your claim number.

Step 2: Document everything. Take photos and videos of all damage before repairs begin.

Step 3: Secure your property. Board up windows or cover roof holes to prevent further damage—but only if it's safe!

IMPORTANT: Storm-scamming contractors try to separate you from your money. Don't sign a contract until you’ve done your homework! 🏠✅ READ MORE: https://bit.ly/4cJNlNd

Send a message to learn more

04/13/2026

Protect your home before the storm hits, if it's safe to do so. Bring in or secure patio furniture, grills, garbage cans, and tools. Anchor heavier items and make sure gutters and downspouts are firmly attached. Check your sump pump. Move cars into a garage if possible. More consumer tips here: https://bit.ly/4dM7PpB

Send a message to learn more

04/13/2026

New data shows Minnesota is ranked fourth in the nation—trailing only Texas, Illinois, and Missouri—with 1.8 million homes at moderate or greater risk of hail damage. It would cost $899 BILLION to rebuild those structures from scratch at today’s prices for materials and labor. You can't control the weather, but you can take actions before storms hit. Read more about what you can do today -> bit.ly/4szVwRa