Money Ripples with Chris Miles

Money Ripples with Chris Miles Showing business owners and W-2 employees how to live a free life. Forget the IRA or 401k and start your passive investing journey with our guidance.

Money Ripples is committed to helping you improve your cash flow so you can work because you want to, NOT because you have to. Our financial consulting services and infinite banking strategy will help you become financially free. Let's create freedom & prosperity today!

09/02/2026

5 things I would do if I wanted to pay off debt faster πŸ‘‡

πŸ’° Track every dollar
πŸ“‰ Look for ways to lower interest rates
🎯 Focus on one debt at a time
⚠️ Understand how extra payments affect each loan
πŸ“Š Learn your Cash Flow Index

Here's the part most people miss:

Paying off debt isn't only about the balance you owe. Your interest rate, monthly payment, and overall cash flow all matter.

The right strategy can help you stop wasting money on unnecessary interest and redirect more of your cash toward your financial goals.

09/02/2026

Money myth heard constantly: "you need to be rich to start investing passively."

Not true, most clients start by freeing up cash they didn't realize was sitting idle.

09/02/2026

Want to save money on groceries? Stop assuming the bigger package is the better deal. πŸ‘€

When grocery shopping, compare the price per item or price per unit before you buy.

A bag of avocados might be cheaper than individual avocados… or it might not.

The same strategy works throughout your budget:

πŸ‘‰ Compare
πŸ‘‰ Calculate
πŸ‘‰ Choose intentionally

You don’t have to completely change your lifestyle to get better with money.

Small money-saving habits can make a big difference over time.

Save this grocery shopping tip for your next trip. πŸ›’

Not everyone is ready for passive income, and pretending otherwise is how people get sold things that don't fit.Three ho...
09/02/2026

Not everyone is ready for passive income, and pretending otherwise is how people get sold things that don't fit.

Three honest signals:

1. There's consistent cash flow left over each month. Not a windfall, margin.
2. You're done waiting on a plan that pays out in forty years.
3. You want capital you can still access, not capital locked away.

Two out of three is a good conversation. Three out of three usually means you've been ready for a while and nobody's shown you the options.

Free call, link in bio.

Not everyone is ready for passive income, and pretending otherwise is how people get sold things that don't fit.Three ho...
09/01/2026

Not everyone is ready for passive income, and pretending otherwise is how people get sold things that don't fit.

Three honest signals:

1. There's consistent cash flow left over each month. Not a windfall, margin.
2. You're done waiting on a plan that pays out in forty years.
3. You want capital you can still access, not capital locked away.

Two out of three is a good conversation. Three out of three usually means you've been ready for a while and nobody's shown you the options.

Free call here: https://connect.moneyripples.com/widget/booking/6QHJLjGV2W7vm5N4Xvkm?am_id=marketing714

09/01/2026

Motivation comes and goes.

Repetition stays.

The people who look the most confident aren't fearless; they've simply done it enough times that it feels familiar.

Reps create experience.
Experience creates certainty.
Certainty creates confidence.

Keep showing up.

$100,000 = retirement? Not so fast.The amount you have is only part of the equation. Your income needs, expenses, invest...
09/01/2026

$100,000 = retirement? Not so fast.

The amount you have is only part of the equation. Your income needs, expenses, investments, and long-term goals all matter.

🎧 Listen to the Money Ripples Podcast for the full conversation.

The most expensive financial habit isn't overspending. It's locking money away for thirty years and calling it safe.Safe...
09/01/2026

The most expensive financial habit isn't overspending. It's locking money away for thirty years and calling it safe.

Safe from what? Not from inflation. Not from tax law changes. Mostly it's safe from you.

Capital you can't reach can't respond to an opportunity, an emergency, or a change of plan. And optionality is worth more than a percentage point.

This is the single most common thing we find when we audit a plan.

Book a call now with us; link in bio.

$166 billion a month. Just to break even.That's what David Phelps laid out on the show; $2 trillion borrowed over the ne...
09/01/2026

$166 billion a month. Just to break even.

That's what David Phelps laid out on the show; $2 trillion borrowed over the next year simply to cover obligations already on the books.

Here's why it matters to you and not just to headlines: every dollar of that gets paid for somehow. Inflation. Taxes. Both.

The purchasing power of the savings you're parking for "someday" is the thing being spent.

You can't vote your way out of that math. But you can stop leaving your money somewhere it quietly loses.

That's the whole case for cash flow over accumulation; assets that pay you monthly, in real dollars, now.

🎧 Subscribe to the Money Ripples Podcast, link in bio. New episodes weekly on cash flow, inflation, and getting to Work Optional.

The reason most people avoid financial calls is they know how it ends: a product recommendation that was decided before ...
09/01/2026

The reason most people avoid financial calls is they know how it ends: a product recommendation that was decided before they walked in.

Ours doesn't work that way.

First call is diagnostic. We map the money already moving through your life, find what's quietly costing you, and put a real monthly number on freedom.

If a strategy fits after that, we'll explain it. If nothing fits, we'll tell you that too and you'll still leave with the number.

Book a call now, link in bio!

Address

Mapleton, UT

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