07/06/2026
They tried to total out The Dark Knight for $30,161.
The Dark Knight fought back.
A 2024 Tesla Model Y Long Range AWD — Stealth Grey, Full Self-Driving, 3rd row, tow package, 20" Induction wheels. The owner's pride and joy.
The carrier's valuation platform missed the Full Self-Driving software. Missed the 3rd row seating. Missed the tow package. Then the carrier's own hired appraiser made the same mistakes — came in at $36,251.
Our independent appraisal: $40,500.
Settled at: $40,500.
That's $10,339 the insured almost lost — not because the data wasn't there, but because nobody on the carrier's side bothered to look.
Every Indiana auto policy has an appraisal clause. It's the most powerful tool a policyholder has when the offer doesn't match reality. Most insurers will never mention it exists.
I will.
If your vehicle was totaled and the number doesn't feel right — call before you sign.
📞 317-693-9384
🌐 http://collision-help.org
