George Calton, Jr. - Financial Advisor

06/02/2024

Here's some insight on building Cash or Bonds (or both) in your portfolio.

LPL Research examines the investment case for bonds over cash now that Fed rate hikes are likely over.

05/02/2024

The FTC (Federal Trade Commission) just released a rule effectively eliminating Non-Compete agreements, with some exceptions.
Companies still have use of Non-Solicit agreements, Non-Disclosure Agreements, etc. You can read more about it directly from the FTC Press Release.

Today, the Federal Trade Commission issued a final rule to promote competition by banning noncompetes nationwide, protecting the fundamen

04/29/2024

Credit card debt is a huge challenge for many people. According to Debt.org, Americans owe $986 billion on credit cards, surpassing the pre-pandemic high of $927 billion.

https://retirementpartnersparticipants.advisorstream.com/the-two-face-of-debt/?c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjoxOTE1OTcsInByZXZpZXciOmZhbHNlLCJjb21tX2lkIjo5ODQyMTI0LCJkZXN0X2lkIjoxMjE3Nzk3OSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.jApncNyHs_bVKHhzNlBa9Gdw1WdLwmc4VzF91V9xtL8

Credit card debt is a huge challenge for many people. According to Debt.org, Americans owe $986 billion on credit cards, surpassing the prepandemic high of $927 billion.

04/10/2024

In the latest Street View, LPL Chief Economist, Jeffery Roach, reveals that growth figures are likely to slow in 2024 compared to 2023. However, there are areas of the economy, such as business spending on research and development, that show potential upside due to new legislation. Stay tuned for more analysis on the investment landscape.

In the latest Street View, LPL Chief Economist, Jeffery Roach, reveals that growth figures are likely to slow in 2024 compared to 2023. However, there are areas of the economy, such as business spending on research and development, that show potential upside due to new legislation. Stay tuned for mo...

04/08/2024

Does your retirement plan make curious noises when it travels over a few market bumps? Are you getting enough mileage out of your savings rate? Is your diversification strategy as energy efficient as it should be? Performing annual maintenance on your 401(k) can help make the road to retirement as smooth as possible. Here’s a six-step checkup that can be performed in just a couple hours over a weekend.

Does your retirement plan make curious noises when it travels over a few market bumps? Are you getting enough mileage out of your savings rate? Is your diversification strategy as energy efficient as it should be? Performing annual maintenance on your 401(k) can help make the road to retirement as s...

04/05/2024

In the latest Econ Market Minute, Chief Economist Jeffrey Roach highlights the multi-generational low in housing affordability, the tighter-than-meets-the-eye monetary policy, and the moderation of services prices, providing valuable insights into the factors contributing to market volatility.

In the latest Econ Market Minute, Chief Economist Jeffrey Roach highlights the multi-generational low in housing affordability, the tighter-than-meets-the-eye monetary policy, and the moderation of services prices, providing valuable insights into the factors contributing to market volatility.

04/04/2024

In the latest Econ Market Minute, LPL’s Chief Economist Dr. Jeffrey Roach discusses global stress indicators that bode well for domestic risk assets as well as some leading indicators of consumer spending.

In the latest Econ Market Minute, LPL’s Chief Economist Dr. Jeffrey Roach discusses global stress indicators that bode well for domestic risk assets as well as some leading indicators of consumer spending.

04/01/2024

LPL's chief economist, Dr Jeffrey Roach, discusses new developments in international markets.

LPL's chief economist, Dr Jeffrey Roach, discusses new developments in international markets.

03/29/2024

In the latest Market Signals podcast, LPL Research strategists discuss the S&P 500's new record high driven by the technology sector, provide insights on the messy start to earnings season, and preview upcoming economic events and central bank meetings. They advise investors to look beyond the surface and consider underlying factors when analyzing earnings results.

In the latest Market Signals podcast, LPL Research strategists discuss the S&P 500's new record high driven by the technology sector, provide insights on the messy start to earnings season, and preview upcoming economic events and central bank meetings. They advise investors to look beyond the surfa...

03/26/2024

I've had clients ask about the ERC. One year ago, there were plenty of advertisements about "free money," thousands of dollars to companies through the ERC program, and how companies could apply. Fast forward to today, and the IRS has a big problem on its hands -- many of the claims submitted were fraudulent, funds were paid out for and it is now is trying to collect those through civil and criminal enforcement actions.

Financial Lesson: If someone is promising you free government money, buyer beware. The best course of action is to consult with a CPA and other financial professionals who are familiar with how a particular program might work.

The pandemic-era employee retention tax credit has received much attention lately from the IRS and Congress. What does that mean for your business?

03/25/2024

Economic data from the past two months has been mixed – inflation was hotter than expected while retail sales were weaker. So it’s easy to see why some investors are wondering when the first rate cut will come.

explains why the narrative hasn’t changed and when those rate cuts might start → https://bit.ly/4asr56L