Mr. Wizdom

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Mr. Wizdom Experience what Wizdom can do for you & your business His dedication to his clients is matched by his commitment to his family.

Gregg Pajak, ChFC, is the visionary co-founder of the WizdomOne Group family of companies, dedicated to inspiring and empowering business owners through comprehensive wealth management, insurance, and benefits solutions. With over two decades of experience as a wealth advisor specializing in working with business owners, Gregg’s unique insights are shaped by both his professional expertise and his personal journey with his wife as successful entrepreneurs of a portfolio of businesses. Gregg’s career began as the Agency Benefits Director for the MetLife Premier Client Group, where he led the benefits and group retirement division. In 2008, he founded the WizdomOne Group, which has since grown to include several successful startups and businesses, including Wizdom Wealth, which was established to streamline investment-related services for business owners. As a Certified Financial Fiduciary® and Chartered Financial Consultant, Gregg frequently shares his knowledge and passion for financial wellness at industry events, speaking fluently in two languages. Married to his high school sweetheart since 2001, Gregg and his wife are raising three active children in Nissequogue, NY. Outside of work, he enjoys hiking, kayaking, and staying active by playing hockey, while cheering on his beloved Boston Bruins.

“Entrepreneurship is living a few years of your life like most people won’t so you can spend the rest of your life like most people can't.”

10/13/2026

Stocks ended last week higher after an up-and-down week where a kitchen sink of economic, geopolitical, and AI-related events competed for investors’ attention.

Business cash flow rarely moves in a straight line, and retirement contributions can feel like the easiest thing to paus...
10/09/2026

Business cash flow rarely moves in a straight line, and retirement contributions can feel like the easiest thing to pause when a tighter month hits. Building a cash reserve first gives you a buffer so long-term contributions don't have to stop every time the business has a slow stretch.

It's less about picking one priority over the other and more about sequencing them so both can actually happen consistently.

Stocks ended last week mixed as a tug-of-war between strong economic data, cooler job growth, and decades-high Treasury ...
10/06/2026

Stocks ended last week mixed as a tug-of-war between strong economic data, cooler job growth, and decades-high Treasury yields played out.

The tension between funding your business and funding your own retirement doesn't have a one-size answer, and it shifts ...
10/02/2026

The tension between funding your business and funding your own retirement doesn't have a one-size answer, and it shifts as your business matures. Early on, it often makes sense to lean more heavily toward reinvestment. As the business stabilizes, shifting more toward consistent personal retirement contributions helps make sure your financial future isn't entirely dependent on one asset. The key is making that shift intentionally instead of by default.

Come back next Friday for part 2 to learn about how much cash is enough.

Stocks advanced last week as the broad market looked past inflationary pressures and focused on falling oil prices, decl...
09/29/2026

Stocks advanced last week as the broad market looked past inflationary pressures and focused on falling oil prices, declining bond yields, and ongoing diplomatic efforts in the Middle East.

It's easy for a business owner's own retirement to become the thing that gets planned around everyone else's needs, from...
09/25/2026

It's easy for a business owner's own retirement to become the thing that gets planned around everyone else's needs, from payroll to reinvestment to employee benefits. The businesses that get ahead of this treat their own retirement plan as a fixed priority, not something that happens after everything else is funded.

Whether that's a formal plan with employee eligibility or a more personal strategy alongside your business, it starts with actually building the plan instead of assuming the business will cover it later.

Stocks ended last week mixed as investors navigated the Fed’s rate decision, Treasury yields, oil prices, and the volati...
09/22/2026

Stocks ended last week mixed as investors navigated the Fed’s rate decision, Treasury yields, oil prices, and the volatile AI trade.

Stocks fell over a shortened trading week as higher oil prices rattled investors. The Standard & Poor’s 500 Index declin...
09/15/2026

Stocks fell over a shortened trading week as higher oil prices rattled investors. The Standard & Poor’s 500 Index declined 0.80 percent, while the Nasdaq Composite Index edged down 0.66 percent.

Variable life insurance gets grouped in with other permanent policies, but the investment component sets it apart in a m...
09/10/2026

Variable life insurance gets grouped in with other permanent policies, but the investment component sets it apart in a meaningful way. It gives you more control and more upside potential than a traditional whole life policy, along with more responsibility to monitor and manage over time. Whether it fits your situation depends on your risk tolerance, your time horizon, and how it fits alongside the rest of your retirement and estate plan.

That's a conversation worth having with an advisor rather than a decision to make off a product brochure.

Your key employees are the hardest people to replace, so a benefit that speaks directly to their loyalty deserves a clos...
09/04/2026

Your key employees are the hardest people to replace, so a benefit that speaks directly to their loyalty deserves a closer look.

An incentive bonus plan lets you reward the people who move your business forward, entirely on your own terms and your own timeline. You choose who participates in the plan, you decide the contribution and vesting schedule, and you end up with a plan that supports recruiting, rewarding, retaining, and eventually helping your top people retire, all without the discrimination testing that comes with a traditional qualified plan.

See how the plan works from contribution all the way to payout, and think about what it could mean for keeping your best people in your corner this year.

Address

68 South Service Road Suite 100
Islandia, NY
11747

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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